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Cost of Living Comparison 2026

The Houston-to-San Antonio move is gaining popularity as more Americans rethink where their money goes furthest. With Houston's diverse and entrepreneurial vibe and San Antonio's relaxed and family-friendly character, these cities offer very different lifestyles at very different price points.

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $427/month moving to San Antonio, TX

$150.0K in your current city equals $144.9K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from Houston-The Woodlands-Sugar Land, TX area
Overall Cost
5.7%
Less expensive
Monthly Impact
$427
Savings
Annual Impact
$5.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Houston, TX

Population:2305K
Cost Index:
100
100 = national average
Median Home:$245K

San Antonio, TX

Population:1547K
Cost Index:
94
(6% below avg)
Median Home:$215K

Houston, TX

The Lone Star State

2.3M
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Energy capital of the world
  • NASA Mission Control
  • Diverse port city

Major Industries

EnergyAerospaceHealthcareInternational Trade

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Houston, TX vs San Antonio, TX

Transportation
11.2%
Houston, TX
$1,449
San Antonio, TX
$1,287
Difference
$163
less
Other
6.8%
Houston, TX
$1,768
San Antonio, TX
$1,647
Difference
$121
less
Housing
4.2%
Houston, TX
$2,191
San Antonio, TX
$2,100
Difference
$90.96
less
All Utilities
10.3%
Houston, TX
$552
San Antonio, TX
$496
Difference
$56.83
less
Healthcare
6.3%
Houston, TX
$562
San Antonio, TX
$527
Difference
$35.32
less
Groceries
0.2%
Houston, TX
$911
San Antonio, TX
$913
Difference
$2.00
more

🏠Rent Comparison

Studio
From$1,220
To$1,110
$110
1 Bed
From$1,260
To$1,210
$50.00
2 Bed
From$1,500
To$1,470
$30.00
3 Bed
From$2,020
To$1,890
$130
Houston, TXZIP-level data

1BR range: $880$1,980/mo

San Antonio, TXZIP-level data

1BR range: $840$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,434
Monthly in Houston, TX
$6,969
Monthly in San Antonio, TX
$464
Difference

Home Values

Houston
San Antonio
$245K
Median Value
$215K
↓ -3.1%
YoY Change
↓ -2.9%
↑ +23.4%
5-Year Change
↑ +16.7%
$138K - $1.64M
Price Range
$107K - $905K

Homes in San Antonio are 12% less expensive than Houston

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Houston, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Houston, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Houston
San Antonio
61 Moderate
Air Quality
52 Moderate
13.7%
Good Air Days
47.5%
100 Very High
Climate Risk
99 High
🌊🌅🌀
Top Hazards
🌊🌡🌪
+2.2°F
2050 Outlook
+2.6°F
64 days
Heat Days >95°F
105 days
+2.2°F
2050 Outlook
+2.6°F
64 days
Heat Days >95°F
105 days

What to Consider When Moving from Houston, TX to San Antonio, TX

Relocating from Houston, TX to San Antonio, TX involves more than just comparing rent prices. While the overall cost of living is about 6% lower in San Antonio, TX, your actual experience will depend on your lifestyle, job situation, and priorities. Here are the key factors to weigh before making the move.

Housing & Rent

Housing is typically the largest line item in any budget, and it’s where the biggest differences show up between cities. In this comparison, housing in San Antonio, TX is 4% cheaper than in Houston, TX. Keep in mind that neighborhood choice within a city can swing rent by 30–50%, so research specific areas — not just city averages — before signing a lease. If you’re buying, factor in property tax rates, which vary significantly by county and state.

Job Market & Salary Adjustments

A lower cost of living doesn’t help if your salary drops proportionally. Before committing to a move, research whether employers in San Antonio, TX pay comparable wages for your role. Remote workers may keep their current salary, but some companies adjust pay based on location. Use the salary calculator above to see what you’d need to earn in San Antonio, TX to match your current standard of living in Houston, TX.

Taxes & Take-Home Pay

State income tax, property tax, and sales tax all affect how far your paycheck stretches. Some states have no income tax but make up for it with higher property or sales taxes. The tax comparison section above breaks down how your take-home pay would change. Don’t forget about vehicle registration fees, tolls, and other state-specific costs that add up over a year.

Quality of Life & Lifestyle Fit

Numbers only tell part of the story. Consider climate preferences, commute times, proximity to family, school quality if you have children, healthcare access, and the general “feel” of a city. A place that’s 15% cheaper might not be worth it if it means a longer commute or fewer amenities you value. If possible, visit San Antonio, TX for a week before making a final decision — experiencing the day-to-day rhythm matters more than any spreadsheet.

Frequently Asked Questions: Houston, TX vs San Antonio, TX

Is San Antonio, TX cheaper than Houston, TX?

Yes, San Antonio, TX is about 5.7% cheaper than Houston, TX. You could save approximately $427/month on a $150,000 salary. Housing costs are 4% lower in San Antonio, TX.

What salary do I need in San Antonio, TX to match my lifestyle in Houston, TX?

If you currently earn $150,000 in Houston, TX, you would need approximately $144,870 in San Antonio, TX to maintain the same standard of living. This accounts for differences in housing, groceries, transportation, utilities, healthcare, and other typical expenses. Use the salary input above to adjust this based on your actual income.

How does rent compare between Houston, TX and San Antonio, TX?

A two-bedroom apartment averages $1,500/month in Houston, TX compared to $1,470/month in San Antonio, TX. One-bedroom apartments are $1,260/month in Houston, TX vs $1,210/month in San Antonio, TX. These are area-wide medians — specific neighborhoods can vary significantly. Check the ZIP-level rent breakdown above for more granular data.

Are groceries more expensive in Houston, TX or San Antonio, TX?

Grocery prices are very similar between Houston, TX and San Antonio, TX, with less than 1% difference. Your food budget would stay about the same.

What is the best time to move from Houston, TX to San Antonio, TX?

Most people find that moving during the off-season (October through March) results in lower moving costs, since demand for movers and rental trucks drops. If you're renting, you may also find more negotiable lease terms during winter months. However, if you have school-age children, summer moves allow for a smoother school transition. For the best combination of availability and price, consider moving in early fall or late spring.

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