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Houston, TX

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Seattle, WA

Cost of Living Comparison 2026

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You'd spend $5.9K/month more in Seattle, WA

$150.0K in your current city equals $220.4K in Seattle, WA

Rent data from HUD ZIP-level estimates · COL index from Houston-The Woodlands-Sugar Land, TX area
Overall Cost
78.2%
More expensive
Monthly Impact
$5,868
Extra cost
Annual Impact
$70.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Houston, TX

Population:2305K
Cost Index:100
Median Home:$245K

Seattle, WA

Population:749K
Cost Index:178
Median Home:$808K

Houston, TX

The Lone Star State

2.3M
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Energy capital of the world
  • NASA Mission Control
  • Diverse port city

Major Industries

EnergyAerospaceHealthcareInternational Trade

Seattle, WA

The Evergreen State

749K
Population
State Tax
No Income Tax
Climate
Oceanic

Notable Facts

  • Coffee culture birthplace
  • Major tech center
  • Pacific Northwest gateway

Major Industries

TechnologyAerospaceMaritime TradeCoffee Industry

Cost Breakdown by Category

Annual spending: Houston, TX vs Seattle, WA

🏠Housing
244.0%
Houston, TX
$2,191
Seattle, WA
$7,536
Difference
$5,346
more
🚗Transportation
31.0%
Houston, TX
$1,449
Seattle, WA
$1,899
Difference
$449
more
🏥Healthcare
46.6%
Houston, TX
$562
Seattle, WA
$824
Difference
$262
more
📦Other
11.7%
Houston, TX
$1,768
Seattle, WA
$1,975
Difference
$208
more
🛒Groceries
18.4%
Houston, TX
$911
Seattle, WA
$1,079
Difference
$168
more
All Utilities
13.0%
Houston, TX
$552
Seattle, WA
$481
Difference
$71.58
less

🏠Rent Comparison

Studio
From$1,220
To$2,180
$960
1 Bed
From$1,260
To$2,260
$1,000
2 Bed
From$1,500
To$2,630
$1,130
3 Bed
From$2,020
To$3,440
$1,420
Houston, TXZIP-level data

1BR range: $880$1,980/mo

Seattle, WAZIP-level data

1BR range: $1,900$3,210/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,434
Monthly in Houston, TX
$13,794
Monthly in Seattle, WA
$6,361
Difference

Home Values

Houston
Seattle
$245K
Median Value
$808K
↓ -3.1%
YoY Change
↓ -2.5%
↑ +23.4%
5-Year Change
↑ +12.5%
$138K - $1.64M
Price Range
$433K - $1.34M

Homes in Seattle are 229% more expensive than Houston

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Houston, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Seattle, WA

Federal Income Tax
Effective: 18.9%
$25.5K
Washington State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Houston, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Seattle, WA Tax Rates

Sales Tax:9.2%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Houston
Seattle
61 Moderate
Air Quality
41 Good
13.7%
Good Air Days
69.7%
100 Very High
Climate Risk
100 Very High
🌊🌅🌀
Top Hazards
🌊🌡🫨
+2.2°F
2050 Outlook
+2.6°F
64 days
Heat Days >95°F
2 days
+2.2°F
2050 Outlook
+2.6°F
64 days
Heat Days >95°F
2 days

💰 See how taxes change too — compare take-home pay between Texas and Washington on TaxTakeHome.com

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