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Cost of Living Comparison 2026

๐Ÿ“ Huber Heights, OH โ€” ZIP-level rent data ยท COL adjusted from Cincinnati, OH area

$

Numbers update automatically as you type

You'd save $144/month moving to Indianapolis, IN

$150.0K in your current city equals $148.3K in Indianapolis, IN

Rent data from HUD ZIP-level estimates ยท COL index from Dayton-Kettering, OH area
Overall Cost
โ†“ 1.9%
Less expensive
Monthly Impact
$144
Savings
Annual Impact
$1.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Huber Heights, OH

Population:43K
Cost Index:100
Median Home:$216K

Indianapolis, IN

Population:888K
Cost Index:98
Median Home:$176K

Huber Heights, OH

The Buckeye State

43K
Population
State Tax
Yes

Located in Ohio, this city has a population of 43K residents.

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Cost Breakdown by Category

Annual spending: Huber Heights, OH vs Indianapolis, IN

๐Ÿ Housing
โ†‘ 4.5%
Huber Heights, OH
$1,865
Indianapolis, IN
$1,949
Difference
$84.27
more
โšกAll Utilities
โ†‘ 8.4%
Huber Heights, OH
$464
Indianapolis, IN
$503
Difference
$39.03
more
๐Ÿš—Transportation
โ†“ 1.9%
Huber Heights, OH
$1,212
Indianapolis, IN
$1,188
Difference
$23.22
less
๐ŸฅHealthcare
โ†‘ 3.5%
Huber Heights, OH
$563
Indianapolis, IN
$582
Difference
$19.54
more
๐Ÿ“ฆOther
โ†“ 0.7%
Huber Heights, OH
$1,602
Indianapolis, IN
$1,590
Difference
$11.32
less
๐Ÿ›’Groceries
โ†‘ 0.2%
Huber Heights, OH
$918
Indianapolis, IN
$919
Difference
$1.55
more

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Huber Heights, OH has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$864
To$1,030
โ†‘ $166
1 Bed
From$940
To$1,170
โ†‘ $230
2 Bed
From$1,186
To$1,360
โ†‘ $174
3 Bed
From$1,542
To$1,760
โ†‘ $218
Huber Heights, OHZIP-level data

1BR range: $1,110โ€“$1,110/mo

Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,622
Monthly in Huber Heights, OH
$6,732
Monthly in Indianapolis, IN
$110
Difference

Home Values

Huber Heights
Indianapolis
$216K
Median Value
$176K
โ†‘ +4.4%
YoY Change
โ†“ -1.1%
โ†‘ +43.6%
5-Year Change
โ†‘ +26.9%
$216K
Price Range
$109K - $340K

Homes in Indianapolis are 19% less expensive than Huber Heights

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $418
More taxes
Monthly Difference
$34.81
Less take-home
Effective Rate Diff
0.3%
Rate difference

Huber Heights, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Additional Tax Information

Huber Heights, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Huber Heights
Indianapolis
52 Moderate
Air Quality
54 Moderate
44.8%
Good Air Days
36.6%
96 High
Climate Risk
97 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
29 days
Heat Days >95ยฐF
18 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+3.1ยฐF
29 days
Heat Days >95ยฐF
18 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Ohio and Indiana on TaxTakeHome.com

Where your money goes further

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