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Cost of Living Comparison 2026

๐Ÿ“ Huber Heights, OH โ€” ZIP-level rent data ยท COL adjusted from Cincinnati, OH area

$

Numbers update automatically as you type

You'd spend $1.2K/month more in Phoenix, AZ

$150.0K in your current city equals $164.7K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Dayton-Kettering, OH area
Overall Cost
โ†‘ 16.3%
More expensive
Monthly Impact
$1,226
Extra cost
Annual Impact
$14.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Huber Heights, OH

Population:43K
Cost Index:100
Median Home:$216K

Phoenix, AZ

Population:1608K
Cost Index:116
Median Home:$414K

Huber Heights, OH

The Buckeye State

43K
Population
State Tax
Yes

Located in Ohio, this city has a population of 43K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Huber Heights, OH vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 49.5%
Huber Heights, OH
$1,865
Phoenix, AZ
$2,788
Difference
$924
more
๐Ÿš—Transportation
โ†‘ 22.9%
Huber Heights, OH
$1,212
Phoenix, AZ
$1,489
Difference
$277
more
โšกAll Utilities
โ†‘ 21.0%
Huber Heights, OH
$464
Phoenix, AZ
$561
Difference
$97.50
more
๐Ÿ“ฆOther
โ†‘ 4.7%
Huber Heights, OH
$1,602
Phoenix, AZ
$1,677
Difference
$75.73
more
๐Ÿ›’Groceries
โ†‘ 5.0%
Huber Heights, OH
$918
Phoenix, AZ
$963
Difference
$45.52
more
๐ŸฅHealthcare
โ†‘ 4.6%
Huber Heights, OH
$563
Phoenix, AZ
$589
Difference
$25.73
more

๐Ÿ Rent Comparison

Studio
From$864
To$1,390
โ†‘ $526
1 Bed
From$940
To$1,510
โ†‘ $570
2 Bed
From$1,186
To$1,750
โ†‘ $564
3 Bed
From$1,542
To$2,330
โ†‘ $788
Huber Heights, OHZIP-level data

1BR range: $1,110โ€“$1,110/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,622
Monthly in Huber Heights, OH
$8,068
Monthly in Phoenix, AZ
$1,445
Difference

Home Values

Huber Heights
Phoenix
$216K
Median Value
$414K
โ†‘ +4.4%
YoY Change
โ†“ -3.1%
โ†‘ +43.6%
5-Year Change
โ†‘ +30.2%
$216K
Price Range
$274K - $957K

Homes in Phoenix are 92% more expensive than Huber Heights

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $806
More taxes
Monthly Difference
$67.13
Less take-home
Effective Rate Diff
0.5%
Rate difference

Huber Heights, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Huber Heights, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Huber Heights
Phoenix
52 Moderate
Air Quality
77 Moderate
44.8%
Good Air Days
9%
96 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
29 days
Heat Days >95ยฐF
162 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
29 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Ohio and Arizona on TaxTakeHome.com

Where your money goes further

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