Hudson Falls, NY vs Old Forge, PA: Cost of Living

Which city costs less?

Old Forge, PA has a modeled overall cost index 0.8% higher than Hudson Falls, NY.

Hudson Falls, NY · modeled 2BR rent: $1,300 / month
Old Forge, PA · modeled 2BR rent: $1,170 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Hudson Falls, NY and Old Forge, PA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Hudson Falls, NY

Numbers update automatically as you type

Estimated savings: $118/month in Old Forge, PA

$150,000 in your current city has a modeled equivalent of $148,584 in Old Forge, PA

Regional cost estimates: Hudson Falls, NY uses Boston, MA. Old Forge, PA uses Newark, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 0.8%

More expensive

Monthly Impact

$118

Savings

Annual Impact

$1.4K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Hudson Falls, NY

Population:7K

Cost Index:

89.4

100 = national average

Typical Home:$220K

Old Forge, PA

Population:9K

Cost Index:

90.1

100 = national average

Typical Home:$224K

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Hudson Falls, NY

The Empire State

Population

State Tax

Yes

Located in New York, this city has a population of 7K residents.

Old Forge, PA

The Keystone State

Population

State Tax

Yes

Located in Pennsylvania, this city has a population of 9K residents.

Cost Breakdown by Category

Estimated monthly spending: Hudson Falls, NY vs Old Forge, PA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Hudson Falls, NY	Old Forge, PA	Difference	Change
Housing	$3,049/mo	$1,817/mo	↓ $1,232less	40.4%
Other	$1,172/mo	$1,809/mo	↑ $637more	54.4%
Transportation	$1,175/mo	$1,427/mo	↑ $252more	21.4%
Groceries	$895/mo	$1,074/mo	↑ $180more	20.1%
Healthcare	$616/mo	$672/mo	↑ $55.97more	9.1%
All Utilities	$593/mo	$582/mo	↓ $11.14less	1.9%

Housing

↓ 40.4%

Hudson Falls, NY

$3,049

Old Forge, PA

$1,817

Difference

$1,232

less

Other

↑ 54.4%

Hudson Falls, NY

$1,172

Old Forge, PA

$1,809

Difference

$637

Transportation

↑ 21.4%

Hudson Falls, NY

$1,175

Old Forge, PA

$1,427

Difference

$252

Groceries

↑ 20.1%

Hudson Falls, NY

$895

Old Forge, PA

$1,074

Difference

$180

Healthcare

↑ 9.1%

Hudson Falls, NY

$616

Old Forge, PA

$672

Difference

$55.97

All Utilities

↓ 1.9%

Hudson Falls, NY

$593

Old Forge, PA

$582

Difference

$11.14

less

🏠Rent Comparison

Studio

From$1,000

To$810

↓ $190

1 Bed

From$1,030

To$960

↓ $70.00

2 Bed

From$1,300

To$1,170

↓ $130

3 Bed

From$1,680

To$1,520

↓ $160

Hudson Falls, NYZIP-level data

1BR range: $1,030–$1,030/mo

Old Forge, PAZIP-level data

1BR range: $960–$960/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Hudson Falls, NY

$7,382

Monthly in Old Forge, PA

$118

Difference

Home Values

Hudson Falls

Old Forge

$220K

Median Value

$224K

↑ +2.1%

YoY Change

↑ +12.8%

↑ +36.1%

5-Year Change

↑ +66.3%

Homes in Old Forge are 2% more expensive than Hudson Falls

Calculate payment - Hudson Falls Calculate payment - Old Forge

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $4.9K

Per year

Monthly Difference

$412

More take-home

Effective Rate Diff

3.3%

Rate difference

Hudson Falls, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Old Forge, PA

Federal Income Tax

Effective: 18.9%

$25.5K

Pennsylvania State Tax

Effective: 3.1%

$4.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 27.7%

$41.6K

Take-Home Pay

$9,032/month

$108.4K

Additional Tax Information

Hudson Falls, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Old Forge, PA Tax Rates

Sales Tax:6.5%

Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hudson Falls

Old Forge

36 Good

Air Quality

N/A

79.5%

Good Air Days

94 Moderate

Climate Risk

98 High

🌊🌅🌀

Top Hazards

🌊🌡🌪

▲+2.5°F

2050 Outlook

▲+2.9°F

6 days

Heat Days >95°F

15 days

▲+2.5°F

2050 Outlook

▲+2.9°F

6 days

Heat Days >95°F

15 days

Before moving from Hudson Falls, NY to Old Forge, PA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Old Forge, PA for the same bedroom count and included utilities as your home in Hudson Falls, NY. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Hudson Falls to Old Forge moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Old Forge, PA by cost, housing, population and region.

Frequently Asked Questions: Hudson Falls, NY vs Old Forge, PA

How do the cost estimates for Hudson Falls, NY and Old Forge, PA compare?

Old Forge, PA has a modeled overall cost index 0.8% higher than Hudson Falls, NY. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Hudson Falls, NY, the model estimates $148,584 in Old Forge, PA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Hudson Falls, NY and Old Forge, PA?

The modeled two-bedroom rents are $1,300/month in Hudson Falls, NY and $1,170/month in Old Forge, PA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between New York and Pennsylvania on TaxTakeHome.com

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