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Cost of Living Comparison 2026

๐Ÿ“ Huntington Beach, CA โ€” ZIP-level rent data ยท COL adjusted from Santa Ana, CA area

$

Numbers update automatically as you type

You'd save $2.1K/month moving to Denver, CO

$150.0K in your current city equals $124.3K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from Los Angeles-Long Beach-Anaheim, CA area
Overall Cost
โ†“ 28.6%
Less expensive
Monthly Impact
$2,143
Savings
Annual Impact
$25.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Huntington Beach, CA

Population:192K
Cost Index:100
Median Home:$1.32M

Denver, CO

Population:716K
Cost Index:71
Median Home:$513K

Huntington Beach, CA

The Golden State

192K
Population
State Tax
Yes

Located in California, this city has a population of 192K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Huntington Beach, CA vs Denver, CO

๐Ÿ Housing
โ†“ 45.9%
Huntington Beach, CA
$6,003
Denver, CO
$3,248
Difference
$2,755
less
๐Ÿš—Transportation
โ†“ 32.3%
Huntington Beach, CA
$2,158
Denver, CO
$1,462
Difference
$697
less
๐ŸฅHealthcare
โ†‘ 14.6%
Huntington Beach, CA
$551
Denver, CO
$632
Difference
$80.54
more
๐Ÿ“ฆOther
โ†‘ 2.9%
Huntington Beach, CA
$1,724
Denver, CO
$1,774
Difference
$50.22
more
โšกAll Utilities
โ†“ 6.9%
Huntington Beach, CA
$557
Denver, CO
$519
Difference
$38.25
less
๐Ÿ›’Groceries
โ†“ 1.0%
Huntington Beach, CA
$1,039
Denver, CO
$1,029
Difference
$9.99
less

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Huntington Beach, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$2,770
To$1,720
โ†“ $1,050
1 Bed
From$2,830
To$1,840
โ†“ $990
2 Bed
From$3,340
To$2,190
โ†“ $1,150
3 Bed
From$4,530
To$2,870
โ†“ $1,660
Huntington Beach, CAZIP-level data

1BR range: $2,730โ€“$2,920/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,034
Monthly in Huntington Beach, CA
$8,665
Monthly in Denver, CO
$3,369
Difference

Home Values

Huntington Beach
Denver
$1.32M
Median Value
$513K
โ†‘ +2.5%
YoY Change
โ†“ -4.2%
โ†‘ +45.5%
5-Year Change
โ†‘ +13%
$1.20M - $1.49M
Price Range
$352K - $933K

Homes in Denver are 61% less expensive than Huntington Beach

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.0K
Per year
Monthly Difference
$336
More take-home
Effective Rate Diff
2.7%
Rate difference

Huntington Beach, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Huntington Beach, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Huntington Beach
Denver
54 Moderate
Air Quality
55 Moderate
32.5%
Good Air Days
35.2%
100 Very High
Climate Risk
95 High
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒ…
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.6ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
12 days
Heat Days >95ยฐF
28 days
โ–ฒ+2.6ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
12 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between California and Colorado on TaxTakeHome.com

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