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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $2.3K/month more in Fremont, CA

$150.0K in your current city equals $177.5K in Fremont, CA

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area
Overall Cost
30.5%
More expensive
Monthly Impact
$2,289
Extra cost
Annual Impact
$27.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Huntington Beach, CA

Population:192K
Cost Index:
100
100 = national average
Median Home:$1.32M

Fremont, CA

Population:231K
Cost Index:
131
(31% above avg)
Median Home:$1.44M

Huntington Beach, CA

The Golden State

192K
Population
State Tax
Yes

Located in California, this city has a population of 192K residents.

Fremont, CA

The Golden State

231K
Population
State Tax
Yes

Located in California, this city has a population of 231K residents.

Cost Breakdown by Category

Annual spending: Huntington Beach, CA vs Fremont, CA

Housing
61.0%
Huntington Beach, CA
$6,003
Fremont, CA
$9,667
Difference
$3,664
more
Transportation
34.8%
Huntington Beach, CA
$2,158
Fremont, CA
$1,407
Difference
$751
less
Healthcare
28.1%
Huntington Beach, CA
$551
Fremont, CA
$706
Difference
$155
more
Other
5.8%
Huntington Beach, CA
$1,724
Fremont, CA
$1,825
Difference
$100
more
All Utilities
16.7%
Huntington Beach, CA
$557
Fremont, CA
$464
Difference
$92.89
less
Groceries
8.7%
Huntington Beach, CA
$1,039
Fremont, CA
$1,129
Difference
$89.93
more

🏠Rent Comparison

Studio
From$2,770
To$2,805
$35.00
1 Bed
From$2,830
To$3,120
$290
2 Bed
From$3,340
To$3,810
$470
3 Bed
From$4,530
To$4,875
$345
Huntington Beach, CAZIP-level data

1BR range: $2,730$2,920/mo

Fremont, CAZIP-level data

1BR range: $2,940$3,320/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,034
Monthly in Huntington Beach, CA
$15,199
Monthly in Fremont, CA
$3,165
Difference

Home Values

Huntington Beach
Fremont
$1.32M
Median Value
$1.44M
↑ +2.5%
YoY Change
↓ -3.5%
↑ +45.5%
5-Year Change
↑ +35%
$1.20M - $1.49M
Price Range
$1.30M - $2.17M

Homes in Fremont are 9% more expensive than Huntington Beach

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Huntington Beach, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Fremont, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Huntington Beach, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Fremont, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Huntington Beach
Fremont
54 Moderate
Air Quality
49 Good
32.5%
Good Air Days
53%
100 Very High
Climate Risk
100 Very High
🔥🌊🌅
Top Hazards
🔥🌊🌅
+2.6°F
2050 Outlook
+2.2°F
12 days
Heat Days >95°F
5 days
+2.6°F
2050 Outlook
+2.2°F
12 days
Heat Days >95°F
5 days

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