Is St. Louis, MO cheaper than Huntington Beach, CA?

Based on cost of living data, St. Louis, MO is 43.5% cheaper than Huntington Beach, CA. This translates to saving $3263 per month.

What salary do I need in St. Louis, MO to live like I do in Huntington Beach, CA?

If you earn $150,000 in Huntington Beach, CA, you'd need approximately $110,844.156 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Huntington Beach, CA and St. Louis, MO?

Housing in St. Louis, MO is 68.8% cheaper than in Huntington Beach, CA. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $3,340/month in Huntington Beach, CA.

How much can I save per month by moving from Huntington Beach, CA to St. Louis, MO?

Moving from Huntington Beach, CA to St. Louis, MO could save you approximately $3263 per month, or $39156 per year, based on a $150,000 salary.

Huntington Beach, CA vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Huntington Beach, CA — ZIP-level rent data · COL adjusted from Santa Ana, CA area

Current salary in Huntington Beach, CA

Numbers update automatically as you type

You'd save $3.3K/month moving to St. Louis, MO

$150.0K in your current city equals $110.8K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from Los Angeles-Long Beach-Anaheim, CA area

Overall Cost

↓ 43.5%

Less expensive

Monthly Impact

$3,263

Savings

Annual Impact

$39.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Huntington Beach, CA

Population:192K

Cost Index:100

Median Home:$1.32M

St. Louis, MO

Population:302K

Cost Index:56

Median Home:$145K

Huntington Beach, CA

The Golden State

192K

Population

State Tax

Yes

Located in California, this city has a population of 192K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Huntington Beach, CA vs St. Louis, MO

Category	Huntington Beach, CA	St. Louis, MO	Difference	Change
🏠Housing	$6,003/mo	$1,871/mo	↓ $4,132less	68.8%
🚗Transportation	$2,158/mo	$1,216/mo	↓ $943less	43.7%
📦Other	$1,724/mo	$1,607/mo	↓ $117less	6.8%
🛒Groceries	$1,039/mo	$949/mo	↓ $89.93less	8.7%
🏥Healthcare	$551/mo	$527/mo	↓ $24.78less	4.5%
⚡All Utilities	$557/mo	$535/mo	↓ $21.86less	3.9%

🏠Housing

↓ 68.8%

Huntington Beach, CA

$6,003

St. Louis, MO

$1,871

Difference

$4,132

less

🚗Transportation

↓ 43.7%

Huntington Beach, CA

$2,158

St. Louis, MO

$1,216

Difference

$943

less

📦Other

↓ 6.8%

Huntington Beach, CA

$1,724

St. Louis, MO

$1,607

Difference

$117

less

🛒Groceries

↓ 8.7%

Huntington Beach, CA

$1,039

St. Louis, MO

$949

Difference

$89.93

less

🏥Healthcare

↓ 4.5%

Huntington Beach, CA

$551

St. Louis, MO

$527

Difference

$24.78

less

⚡All Utilities

↓ 3.9%

Huntington Beach, CA

$557

St. Louis, MO

$535

Difference

$21.86

less

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Huntington Beach, CA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$2,770

To$910

↓ $1,860

1 Bed

From$2,830

To$950

↓ $1,880

2 Bed

From$3,340

To$1,160

↓ $2,180

3 Bed

From$4,530

To$1,490

↓ $3,040

Huntington Beach, CAZIP-level data

1BR range: $2,730–$2,920/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$12,034

Monthly in Huntington Beach, CA

$6,705

Monthly in St. Louis, MO

$5,328

Difference

Home Values

Huntington Beach

St. Louis

$1.32M

Median Value

$145K

↑ +2.5%

YoY Change

↓ -0.8%

↑ +45.5%

5-Year Change

↑ +10.9%

$1.20M - $1.49M

Price Range

$38K - $302K

Homes in St. Louis are 89% less expensive than Huntington Beach

Calculate payment - Huntington Beach Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.7K

Per year

Monthly Difference

$225

More take-home

Effective Rate Diff

1.8%

Rate difference

Huntington Beach, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Huntington Beach, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.