Is Charlotte, NC cheaper than Hurst, TX?

Based on cost of living data, Charlotte, NC is 7.5% more expensive than Hurst, TX. This translates to spending an extra $562 per month.

What salary do I need in Charlotte, NC to live like I do in Hurst, TX?

If you earn $150,000 in Hurst, TX, you'd need approximately $156,738.189 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Hurst, TX and Charlotte, NC?

Housing in Charlotte, NC is 30.7% more expensive than in Hurst, TX. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,389/month in Hurst, TX.

How much can I save per month by moving from Hurst, TX to Charlotte, NC?

Living in Charlotte, NC costs approximately $562 more per month than Hurst, TX, or $6738 more per year, based on a $150,000 salary.

Hurst, TX vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Hurst, TX — ZIP-level rent data · COL adjusted from Arlington, TX area

Current salary in Hurst, TX

Numbers update automatically as you type

You'd spend $562/month more in Charlotte, NC

$150.0K in your current city equals $156.7K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from Dallas-Fort Worth-Arlington, TX area

Overall Cost

↑ 7.5%

More expensive

Monthly Impact

$562

Extra cost

Annual Impact

$6.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Hurst, TX

Population:39K

Cost Index:100

Median Home:$351K

Charlotte, NC

Population:875K

Cost Index:107

Median Home:$399K

Hurst, TX

The Lone Star State

39K

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 39K residents.

💡 Advantage: Texas has no state income tax!

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Hurst, TX vs Charlotte, NC

Category	Hurst, TX	Charlotte, NC	Difference	Change
🏠Housing	$1,888/mo	$2,469/mo	↑ $580more	30.7%
📦Other	$1,527/mo	$1,707/mo	↑ $181more	11.9%
🛒Groceries	$954/mo	$989/mo	↑ $34.82more	3.6%
🚗Transportation	$1,233/mo	$1,202/mo	↓ $30.65less	2.5%
⚡All Utilities	$549/mo	$519/mo	↓ $29.44less	5.4%
🏥Healthcare	$616/mo	$638/mo	↑ $22.22more	3.6%

🏠Housing

↑ 30.7%

Hurst, TX

$1,888

Charlotte, NC

$2,469

Difference

$580

📦Other

↑ 11.9%

Hurst, TX

$1,527

Charlotte, NC

$1,707

Difference

$181

🛒Groceries

↑ 3.6%

Hurst, TX

$954

Charlotte, NC

$989

Difference

$34.82

🚗Transportation

↓ 2.5%

Hurst, TX

$1,233

Charlotte, NC

$1,202

Difference

$30.65

less

⚡All Utilities

↓ 5.4%

Hurst, TX

$549

Charlotte, NC

$519

Difference

$29.44

less

🏥Healthcare

↑ 3.6%

Hurst, TX

$616

Charlotte, NC

$638

Difference

$22.22

🏠Rent Comparison

Studio

From$1,151

To$1,630

↑ $479

1 Bed

From$1,187

To$1,710

↑ $523

2 Bed

From$1,389

To$1,870

↑ $481

3 Bed

From$1,829

To$2,300

↑ $471

Hurst, TXZIP-level data

1BR range: $1,380–$1,560/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,767

Monthly in Hurst, TX

$7,525

Monthly in Charlotte, NC

$758

Difference

Home Values

Hurst

Charlotte

$351K

Median Value

$399K

↓ -1.3%

YoY Change

↓ -1.1%

↑ +31.8%

5-Year Change

↑ +40.8%

$294K - $409K

Price Range

$293K - $1.57M

Homes in Charlotte are 13% more expensive than Hurst

Calculate payment - Hurst Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

Hurst, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Hurst, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.