Hurst, TX vs Cibolo, TX: Cost of Living

Which city costs less?

Cibolo, TX has a modeled overall cost index 7.4% lower than Hurst, TX.

Hurst, TX · modeled 2BR rent
$1,720 / month
Cibolo, TX · modeled 2BR rent
$2,140 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Hurst, TX and Cibolo, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
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Estimated savings: $533/month in Cibolo, TX

$150,000 in your current city has a modeled equivalent of $143,606 in Cibolo, TX

Regional cost estimates: Hurst, TX uses Arlington, TX. Cibolo, TX uses San Antonio, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 7.4%
Less expensive
Monthly Impact
$533
Savings
Annual Impact
$6.4K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Hurst, TX

Population:39K
Cost Index:
90.2
100 = national average
Typical Home:$351K

Cibolo, TX

Population:36K
Cost Index:
83.6
100 = national average
Typical Home:$326K

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Hurst, TX

The Lone Star State

39K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 39K residents.

💡 Advantage: Texas has no state income tax!

Cibolo, TX

The Lone Star State

36K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 36K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Hurst, TX vs Cibolo, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 8.1%
Hurst, TX
$2,093
Cibolo, TX
$1,924
Difference
$169
less
Healthcare
↓ 18.1%
Hurst, TX
$683
Cibolo, TX
$559
Difference
$123
less
Groceries
↓ 8.3%
Hurst, TX
$1,058
Cibolo, TX
$970
Difference
$87.67
less
All Utilities
↓ 13.4%
Hurst, TX
$608
Cibolo, TX
$526
Difference
$81.52
less
Transportation
↓ 4.1%
Hurst, TX
$1,366
Cibolo, TX
$1,310
Difference
$56.25
less
Other
↓ 0.9%
Hurst, TX
$1,692
Cibolo, TX
$1,677
Difference
$14.97
less

🏠Rent Comparison

Studio
From$1,425
To$1,620
↑ $195
1 Bed
From$1,470
To$1,770
↑ $300
2 Bed
From$1,720
To$2,140
↑ $420
3 Bed
From$2,265
To$2,750
↑ $485
Hurst, TXZIP-level data

1BR range: $1,380–$1,560/mo

Cibolo, TXZIP-level data

1BR range: $1,770–$1,770/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Hurst, TX
$6,967
Monthly in Cibolo, TX
$533
Difference

Home Values

Hurst
Cibolo
$351K
Median Value
$326K
↓ -1.3%
YoY Change
↓ -1.8%
↑ +31.8%
5-Year Change
↑ +19.4%
$294K - $409K
Price Range
$326K

Homes in Cibolo are 7% less expensive than Hurst

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Hurst, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Cibolo, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Hurst, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Cibolo, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Hurst
Cibolo
54 Moderate
Air Quality
52 Moderate
35.5%
Good Air Days
47.5%
99 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.8°F
2050 Outlook
▲+2.6°F
90 days
Heat Days >95°F
105 days
▲+2.8°F
2050 Outlook
▲+2.6°F
90 days
Heat Days >95°F
105 days

Before moving from Hurst, TX to Cibolo, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Cibolo, TX for the same bedroom count and included utilities as your home in Hurst, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Hurst to Cibolo moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Cibolo, TX by cost, housing, population and region.

Frequently Asked Questions: Hurst, TX vs Cibolo, TX

How do the cost estimates for Hurst, TX and Cibolo, TX compare?

Cibolo, TX has a modeled overall cost index 7.4% lower than Hurst, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Hurst, TX, the model estimates $143,606 in Cibolo, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Hurst, TX and Cibolo, TX?

The modeled two-bedroom rents are $1,720/month in Hurst, TX and $2,140/month in Cibolo, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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