Idabel, OK vs Pauls Valley, OK: Cost of Living

Which city costs less?

Pauls Valley, OK has a modeled overall cost index 0.2% lower than Idabel, OK.

Idabel, OK · modeled 2BR rent
$950 / month
Pauls Valley, OK · modeled 2BR rent
$940 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Idabel, OK and Pauls Valley, OK using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Numbers update automatically as you type

Estimated savings: $13.66/month in Pauls Valley, OK

$150,000 in your current city has a modeled equivalent of $149,836 in Pauls Valley, OK

Regional cost estimates: Idabel, OK uses Garland, TX. Pauls Valley, OK uses Oklahoma City, OK. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 0.2%
Less expensive
Monthly Impact
$13.66
Savings
Annual Impact
$164
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Idabel, OK

Population:7K
Cost Index:
77.9
100 = national average
Typical Home:$130K

Pauls Valley, OK

Population:6K
Cost Index:
77.7
100 = national average
Typical Home:$145K

Planning the move to Pauls Valley?

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Idabel, OK

The Sooner State

7K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 7K residents.

Pauls Valley, OK

The Sooner State

6K
Population
State Tax
Yes

Located in Oklahoma, this city has a population of 6K residents.

Cost Breakdown by Category

Estimated monthly spending: Idabel, OK vs Pauls Valley, OK

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 6.5%
Idabel, OK
$2,075
Pauls Valley, OK
$1,941
Difference
$134
less
Transportation
↑ 8.9%
Idabel, OK
$1,308
Pauls Valley, OK
$1,425
Difference
$116
more
Other
↑ 6.7%
Idabel, OK
$1,671
Pauls Valley, OK
$1,783
Difference
$113
more
Healthcare
↓ 8.0%
Idabel, OK
$711
Pauls Valley, OK
$654
Difference
$56.69
less
Groceries
↓ 3.1%
Idabel, OK
$1,102
Pauls Valley, OK
$1,067
Difference
$34.61
less
All Utilities
↓ 2.7%
Idabel, OK
$633
Pauls Valley, OK
$616
Difference
$17.25
less

🏠Rent Comparison

Studio
From$650
To$700
↑ $50.00
1 Bed
From$760
To$710
↓ $50.00
2 Bed
From$950
To$940
↓ $10.00
3 Bed
From$1,270
To$1,250
↓ $20.00
Idabel, OKZIP-level data

1BR range: $760–$760/mo

Pauls Valley, OKZIP-level data

1BR range: $710–$710/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Idabel, OK
$7,486
Monthly in Pauls Valley, OK
$13.66
Difference

Home Values

Idabel
Pauls Valley
$130K
Median Value
$145K
↓ -8.1%
YoY Change
↑ +3.3%
↑ +13.7%
5-Year Change
↑ +49.5%

Homes in Pauls Valley are 12% more expensive than Idabel

Calculate payment - IdabelCalculate payment - Pauls Valley

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Idabel, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Pauls Valley, OK

Federal Income Tax
Effective: 18.9%
$25.5K
Oklahoma State Tax
Effective: 4.9%
$7.3K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.5%
$44.3K
Take-Home Pay
$8,809/month
$105.7K

Additional Tax Information

Idabel, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

Pauls Valley, OK Tax Rates

Sales Tax:8.9%
Property Tax:0.9%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Idabel
Pauls Valley
55 Moderate
Air Quality
52 Moderate
35.2%
Good Air Days
47%
100 Very High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.7°F
2050 Outlook
▲+3.1°F
84 days
Heat Days >95°F
67 days
▲+2.7°F
2050 Outlook
▲+3.1°F
84 days
Heat Days >95°F
67 days

Before moving from Idabel, OK to Pauls Valley, OK

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Pauls Valley, OK for the same bedroom count and included utilities as your home in Idabel, OK. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Idabel to Pauls Valley moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Pauls Valley, OK by cost, housing, population and region.

Frequently Asked Questions: Idabel, OK vs Pauls Valley, OK

How do the cost estimates for Idabel, OK and Pauls Valley, OK compare?

Pauls Valley, OK has a modeled overall cost index 0.2% lower than Idabel, OK. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Idabel, OK, the model estimates $149,836 in Pauls Valley, OK. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Idabel, OK and Pauls Valley, OK?

The modeled two-bedroom rents are $950/month in Idabel, OK and $940/month in Pauls Valley, OK. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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