Imperial Beach, CA vs San Dimas, CA: Cost of Living

Which city costs less?

San Dimas, CA has a modeled overall cost index 16.3% lower than Imperial Beach, CA.

Imperial Beach, CA · modeled 2BR rent: $2,790 / month
San Dimas, CA · modeled 2BR rent: $3,120 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Imperial Beach, CA and San Dimas, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Imperial Beach, CA

Numbers update automatically as you type

Estimated savings: $756/month in San Dimas, CA

$150,000 in your current city has a modeled equivalent of $140,934 in San Dimas, CA

Regional cost estimates: Imperial Beach, CA uses Chula Vista, CA. San Dimas, CA uses Fontana, CA. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 16.3%

Less expensive

Monthly Impact

$756

Savings

Annual Impact

$9.1K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Imperial Beach, CA

Population:25K

Cost Index:

136.6

100 = national average

Typical Home:$823K

San Dimas, CA

Population:33K

Cost Index:

114.2

100 = national average

Typical Home:$902K

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Imperial Beach, CA

The Golden State

25K

Population

State Tax

Yes

Located in California, this city has a population of 25K residents.

San Dimas, CA

The Golden State

33K

Population

State Tax

Yes

Located in California, this city has a population of 33K residents.

Cost Breakdown by Category

Estimated monthly spending: Imperial Beach, CA vs San Dimas, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Imperial Beach, CA	San Dimas, CA	Difference	Change
Housing	$3,333/mo	$2,384/mo	↓ $949less	28.5%
Transportation	$1,114/mo	$1,549/mo	↑ $435more	39.1%
Other	$1,341/mo	$1,238/mo	↓ $104less	7.7%
Healthcare	$465/mo	$404/mo	↓ $60.67less	13.1%
All Utilities	$461/mo	$408/mo	↓ $53.19less	11.5%
Groceries	$786/mo	$761/mo	↓ $24.42less	3.1%

Housing

↓ 28.5%

Imperial Beach, CA

$3,333

San Dimas, CA

$2,384

Difference

$949

less

Transportation

↑ 39.1%

Imperial Beach, CA

$1,114

San Dimas, CA

$1,549

Difference

$435

Other

↓ 7.7%

Imperial Beach, CA

$1,341

San Dimas, CA

$1,238

Difference

$104

less

Healthcare

↓ 13.1%

Imperial Beach, CA

$465

San Dimas, CA

$404

Difference

$60.67

less

All Utilities

↓ 11.5%

Imperial Beach, CA

$461

San Dimas, CA

$408

Difference

$53.19

less

Groceries

↓ 3.1%

Imperial Beach, CA

$786

San Dimas, CA

$761

Difference

$24.42

less

🏠Rent Comparison

Studio

From$2,130

To$2,230

↑ $100

1 Bed

From$2,290

To$2,500

↑ $210

2 Bed

From$2,790

To$3,120

↑ $330

3 Bed

From$3,720

To$3,960

↑ $240

Imperial Beach, CAZIP-level data

1BR range: $2,290–$2,290/mo

San Dimas, CAZIP-level data

1BR range: $2,500–$2,500/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Imperial Beach, CA

$6,744

Monthly in San Dimas, CA

$756

Difference

Home Values

Imperial Beach

San Dimas

$823K

Median Value

$902K

↓ -0.7%

YoY Change

↑ +0.6%

↑ +23.7%

5-Year Change

↑ +32.6%

Homes in San Dimas are 10% more expensive than Imperial Beach

Calculate payment - Imperial Beach Calculate payment - San Dimas

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Imperial Beach, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

San Dimas, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Imperial Beach, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

San Dimas, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Imperial Beach

San Dimas

71 Moderate

Air Quality

87 Moderate

12.8%

Good Air Days

10.9%

100 Very High

Climate Risk

100 Very High

🔥🌊🌡

Top Hazards

🔥🌊🌡

▲+2.0°F

2050 Outlook

▲+2.8°F

1 days

Heat Days >95°F

82 days

▲+2.0°F

2050 Outlook

▲+2.8°F

1 days

Heat Days >95°F

82 days

Before moving from Imperial Beach, CA to San Dimas, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in San Dimas, CA for the same bedroom count and included utilities as your home in Imperial Beach, CA. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Imperial Beach to San Dimas moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to San Dimas, CA by cost, housing, population and region.

Frequently Asked Questions: Imperial Beach, CA vs San Dimas, CA

How do the cost estimates for Imperial Beach, CA and San Dimas, CA compare?

San Dimas, CA has a modeled overall cost index 16.3% lower than Imperial Beach, CA. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Imperial Beach, CA, the model estimates $140,934 in San Dimas, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Imperial Beach, CA and San Dimas, CA?

The modeled two-bedroom rents are $2,790/month in Imperial Beach, CA and $3,120/month in San Dimas, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.