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Cost of Living Comparison 2026

๐Ÿ“ Indian Trail, NC โ€” ZIP-level rent data ยท COL adjusted from Charlotte, NC area

$

Numbers update automatically as you type

You'd spend $29.17/month more in San Antonio, TX

$150.0K in your current city equals $150.4K in San Antonio, TX

Rent data from HUD ZIP-level estimates ยท COL index from Charlotte-Concord-Gastonia, NC-SC area
Overall Cost
โ†‘ 0.4%
More expensive
Monthly Impact
$29.17
Extra cost
Annual Impact
$350
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Indian Trail, NC

Population:43K
Cost Index:100
Median Home:$430K

San Antonio, TX

Population:1547K
Cost Index:100
Median Home:$215K

Indian Trail, NC

The Tar Heel State

43K
Population
State Tax
Yes

Located in North Carolina, this city has a population of 43K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Indian Trail, NC vs San Antonio, TX

๐Ÿš—Transportation
โ†‘ 14.5%
Indian Trail, NC
$1,123
San Antonio, TX
$1,287
Difference
$163
more
๐ŸฅHealthcare
โ†“ 14.6%
Indian Trail, NC
$617
San Antonio, TX
$527
Difference
$90.27
less
๐Ÿ“ฆOther
โ†‘ 3.2%
Indian Trail, NC
$1,596
San Antonio, TX
$1,647
Difference
$51.56
more
๐Ÿ›’Groceries
โ†“ 4.5%
Indian Trail, NC
$956
San Antonio, TX
$913
Difference
$43.00
less
๐Ÿ Housing
โ†‘ 1.1%
Indian Trail, NC
$2,076
San Antonio, TX
$2,100
Difference
$23.37
more
โšกAll Utilities
โ†“ 1.2%
Indian Trail, NC
$502
San Antonio, TX
$496
Difference
$6.21
less

๐Ÿ Rent Comparison

Studio
From$1,533
To$1,110
โ†“ $423
1 Bed
From$1,612
To$1,210
โ†“ $402
2 Bed
From$1,763
To$1,470
โ†“ $293
3 Bed
From$2,169
To$1,890
โ†“ $279
Indian Trail, NCZIP-level data

1BR range: $2,030โ€“$2,030/mo

San Antonio, TXZIP-level data

1BR range: $840โ€“$1,770/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,870
Monthly in Indian Trail, NC
$6,969
Monthly in San Antonio, TX
$98.87
Difference

Home Values

Indian Trail
San Antonio
$430K
Median Value
$215K
โ†“ -1.7%
YoY Change
โ†“ -2.9%
โ†‘ +42.8%
5-Year Change
โ†‘ +16.7%
$430K
Price Range
$107K - $905K

Homes in San Antonio are 50% less expensive than Indian Trail

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $7.1K
Per year
Monthly Difference
$594
More take-home
Effective Rate Diff
4.7%
Rate difference

Indian Trail, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Indian Trail, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Indian Trail
San Antonio
51 Moderate
Air Quality
52 Moderate
46.2%
Good Air Days
47.5%
97 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
36 days
Heat Days >95ยฐF
105 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
36 days
Heat Days >95ยฐF
105 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between North Carolina and Texas on TaxTakeHome.com

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