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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $1.2K/month more in Dallas, TX

$150.0K in your current city equals $164.5K in Dallas, TX

Rent data from HUD ZIP-level estimates · COL index from Indianapolis-Carmel-Anderson, IN area
Overall Cost
16.1%
More expensive
Monthly Impact
$1,207
Extra cost
Annual Impact
$14.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Indianapolis, IN

Population:888K
Cost Index:
100
100 = national average
Median Home:$176K

Dallas, TX

Population:1304K
Cost Index:
116
(16% above avg)
Median Home:$292K

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Dallas, TX

The Lone Star State

1.3M
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • Major business center
  • No state income tax
  • Big Tex home

Major Industries

TechnologyFinanceEnergyTransportation

Cost Breakdown by Category

Annual spending: Indianapolis, IN vs Dallas, TX

Housing
22.7%
Indianapolis, IN
$1,949
Dallas, TX
$2,391
Difference
$442
more
Other
11.6%
Indianapolis, IN
$1,590
Dallas, TX
$1,774
Difference
$184
more
Transportation
9.2%
Indianapolis, IN
$1,188
Dallas, TX
$1,298
Difference
$109
more
All Utilities
12.0%
Indianapolis, IN
$503
Dallas, TX
$563
Difference
$60.11
more
Groceries
6.5%
Indianapolis, IN
$919
Dallas, TX
$979
Difference
$59.96
more
Healthcare
8.5%
Indianapolis, IN
$582
Dallas, TX
$632
Difference
$49.57
more

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Dallas, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,030
To$1,450
$420
1 Bed
From$1,170
To$1,505
$335
2 Bed
From$1,360
To$1,765
$405
3 Bed
From$1,760
To$2,220
$460
Indianapolis, INZIP-level data

1BR range: $1,080$1,870/mo

Dallas, TXZIP-level data

1BR range: $1,040$2,470/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,732
Monthly in Indianapolis, IN
$7,637
Monthly in Dallas, TX
$905
Difference

Home Values

Indianapolis
Dallas
$176K
Median Value
$292K
↓ -1.1%
YoY Change
↓ -3.1%
↑ +26.9%
5-Year Change
↑ +27.1%
$109K - $340K
Price Range
$138K - $2.01M

Homes in Dallas are 66% more expensive than Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$4.8K
Per year
Monthly Difference
$404
More take-home
Effective Rate Diff
3.2%
Rate difference

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Dallas, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Dallas, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Indianapolis
Dallas
54 Moderate
Air Quality
55 Moderate
36.6%
Good Air Days
35.2%
97 High
Climate Risk
100 Very High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.1°F
2050 Outlook
+2.7°F
18 days
Heat Days >95°F
90 days
+3.1°F
2050 Outlook
+2.7°F
18 days
Heat Days >95°F
90 days

💰 See how taxes change too — compare take-home pay between Indiana and Texas on TaxTakeHome.com

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