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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd spend $259/month more in Kansas City, MO

$150.0K in your current city equals $153.1K in Kansas City, MO

Rent data from HUD ZIP-level estimates · COL index from Indianapolis-Carmel-Anderson, IN area
Overall Cost
3.4%
More expensive
Monthly Impact
$259
Extra cost
Annual Impact
$3.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Indianapolis, IN

Population:888K
Cost Index:
100
100 = national average
Median Home:$176K

Kansas City, MO

Population:508K
Cost Index:
103
(3% above avg)
Median Home:$257K

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Kansas City, MO

The Show-Me State

508K
Population
State Tax
Yes

Located in Missouri, this city has a population of 508K residents.

Cost Breakdown by Category

Annual spending: Indianapolis, IN vs Kansas City, MO

Housing
8.0%
Indianapolis, IN
$1,949
Kansas City, MO
$2,105
Difference
$156
more
All Utilities
6.5%
Indianapolis, IN
$503
Kansas City, MO
$535
Difference
$32.79
more
Groceries
3.3%
Indianapolis, IN
$919
Kansas City, MO
$949
Difference
$29.98
more
Transportation
2.3%
Indianapolis, IN
$1,188
Kansas City, MO
$1,216
Difference
$27.32
more
Healthcare
4.3%
Indianapolis, IN
$582
Kansas City, MO
$607
Difference
$24.78
more
Other
1.1%
Indianapolis, IN
$1,590
Kansas City, MO
$1,607
Difference
$16.74
more

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)
Kansas City, MO: Kansas City Earnings Tax$1,500/yr (1.0%)
Net difference-$1,530/yr

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,030
To$1,180
$150
1 Bed
From$1,170
To$1,280
$110
2 Bed
From$1,360
To$1,460
$100
3 Bed
From$1,760
To$1,900
$140
Indianapolis, INZIP-level data

1BR range: $1,080$1,870/mo

Kansas City, MOZIP-level data

1BR range: $900$1,800/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,732
Monthly in Indianapolis, IN
$7,020
Monthly in Kansas City, MO
$288
Difference

Home Values

Indianapolis
Kansas City
$176K
Median Value
$257K
↓ -1.1%
YoY Change
↑ +0.6%
↑ +26.9%
5-Year Change
↑ +32.2%
$109K - $340K
Price Range
$80K - $587K

Homes in Kansas City are 46% more expensive than Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.1K
More taxes
Monthly Difference
$257
Less take-home
Effective Rate Diff
2.1%
Rate difference

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Kansas City, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

Additional Tax Information

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Kansas City, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Indianapolis
Kansas City
54 Moderate
Air Quality
46 Good
36.6%
Good Air Days
59.3%
97 High
Climate Risk
97 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.1°F
2050 Outlook
+3.3°F
18 days
Heat Days >95°F
44 days
+3.1°F
2050 Outlook
+3.3°F
18 days
Heat Days >95°F
44 days

💰 See how taxes change too — compare take-home pay between Indiana and Missouri on TaxTakeHome.com

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