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Cost of Living Comparison 2026

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You'd spend $862/month more in Raleigh, NC

$150.0K in your current city equals $160.3K in Raleigh, NC

Rent data from HUD ZIP-level estimates · COL index from Indianapolis-Carmel-Anderson, IN area
Overall Cost
11.5%
More expensive
Monthly Impact
$862
Extra cost
Annual Impact
$10.3K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Indianapolis, IN

Population:888K
Cost Index:100
Median Home:$176K

Raleigh, NC

Population:474K
Cost Index:111
Median Home:$512K

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

Raleigh, NC

The Tar Heel State

474K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • Research Triangle
  • State capital
  • Major university town

Major Industries

TechnologyResearchEducationGovernment

Cost Breakdown by Category

Annual spending: Indianapolis, IN vs Raleigh, NC

🏠Housing
26.7%
Indianapolis, IN
$1,949
Raleigh, NC
$2,469
Difference
$520
more
📦Other
7.4%
Indianapolis, IN
$1,590
Raleigh, NC
$1,707
Difference
$117
more
🚗Transportation
8.0%
Indianapolis, IN
$1,188
Raleigh, NC
$1,284
Difference
$95.62
more
All Utilities
8.7%
Indianapolis, IN
$503
Raleigh, NC
$546
Difference
$43.71
more
🛒Groceries
4.3%
Indianapolis, IN
$919
Raleigh, NC
$959
Difference
$39.97
more
🏥Healthcare
3.2%
Indianapolis, IN
$582
Raleigh, NC
$601
Difference
$18.59
more

🏛️ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

Raleigh, NC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio
From$1,030
To$1,570
$540
1 Bed
From$1,170
To$1,640
$470
2 Bed
From$1,360
To$1,800
$440
3 Bed
From$1,760
To$2,255
$495
Indianapolis, INZIP-level data

1BR range: $1,080$1,870/mo

Raleigh, NCZIP-level data

1BR range: $1,400$1,880/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,732
Monthly in Indianapolis, IN
$7,567
Monthly in Raleigh, NC
$835
Difference

Home Values

Indianapolis
Raleigh
$176K
Median Value
$512K
↓ -1.1%
YoY Change
↓ -0.5%
↑ +26.9%
5-Year Change
↑ +38.2%
$109K - $340K
Price Range
$314K - $992K

Homes in Raleigh are 191% more expensive than Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$2.3K
More taxes
Monthly Difference
$190
Less take-home
Effective Rate Diff
1.5%
Rate difference

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

Raleigh, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

Raleigh, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Indianapolis
Raleigh
54 Moderate
Air Quality
46 Good
36.6%
Good Air Days
61.7%
97 High
Climate Risk
96 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
+3.1°F
2050 Outlook
+2.8°F
18 days
Heat Days >95°F
31 days
+3.1°F
2050 Outlook
+2.8°F
18 days
Heat Days >95°F
31 days

💰 See how taxes change too — compare take-home pay between Indiana and North Carolina on TaxTakeHome.com

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