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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $345/month more in San Antonio, TX

$150.0K in your current city equals $154.1K in San Antonio, TX

Rent data from HUD ZIP-level estimates ยท COL index from Indianapolis-Carmel-Anderson, IN area
Overall Cost
โ†‘ 4.6%
More expensive
Monthly Impact
$345
Extra cost
Annual Impact
$4.1K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Indianapolis, IN

Population:888K
Cost Index:
100
100 = national average
Median Home:$176K

San Antonio, TX

Population:1547K
Cost Index:
105
(5% above avg)
Median Home:$215K

Indianapolis, IN

The Hoosier State

888K
Population
State Tax
Yes

Located in Indiana, this city has a population of 888K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Indianapolis, IN vs San Antonio, TX

Housing
โ†‘ 7.7%
Indianapolis, IN
$1,949
San Antonio, TX
$2,100
Difference
$151
more
Transportation
โ†‘ 8.3%
Indianapolis, IN
$1,188
San Antonio, TX
$1,287
Difference
$98.35
more
Other
โ†‘ 3.6%
Indianapolis, IN
$1,590
San Antonio, TX
$1,647
Difference
$56.92
more
Healthcare
โ†“ 9.6%
Indianapolis, IN
$582
San Antonio, TX
$527
Difference
$55.76
less
All Utilities
โ†“ 1.4%
Indianapolis, IN
$503
San Antonio, TX
$496
Difference
$7.10
less
Groceries
โ†“ 0.7%
Indianapolis, IN
$919
San Antonio, TX
$913
Difference
$6.00
less

๐Ÿ›๏ธ Local Income Taxes

Indianapolis, IN: Marion County Income Tax$3,030/yr (2.0%)

San Antonio, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,030
To$1,110
โ†‘ $80.00
1 Bed
From$1,170
To$1,210
โ†‘ $40.00
2 Bed
From$1,360
To$1,470
โ†‘ $110
3 Bed
From$1,760
To$1,890
โ†‘ $130
Indianapolis, INZIP-level data

1BR range: $1,080โ€“$1,870/mo

San Antonio, TXZIP-level data

1BR range: $840โ€“$1,770/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,732
Monthly in Indianapolis, IN
$6,969
Monthly in San Antonio, TX
$237
Difference

Home Values

Indianapolis
San Antonio
$176K
Median Value
$215K
โ†“ -1.1%
YoY Change
โ†“ -2.9%
โ†‘ +26.9%
5-Year Change
โ†‘ +16.7%
$109K - $340K
Price Range
$107K - $905K

Homes in San Antonio are 22% more expensive than Indianapolis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.8K
Per year
Monthly Difference
$404
More take-home
Effective Rate Diff
3.2%
Rate difference

Indianapolis, IN

Federal Income Tax
Effective: 18.9%
$25.5K
Indiana State Tax
Effective: 3.2%
$4.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.9%
$41.9K
Take-Home Pay
$9,012/month
$108.1K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Indianapolis, IN Tax Rates

Sales Tax:7.0%
Property Tax:0.9%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Indianapolis
San Antonio
54 Moderate
Air Quality
52 Moderate
36.6%
Good Air Days
47.5%
97 High
Climate Risk
99 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒก๐ŸŒช
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
18 days
Heat Days >95ยฐF
105 days
โ–ฒ+3.1ยฐF
2050 Outlook
โ–ฒ+2.6ยฐF
18 days
Heat Days >95ยฐF
105 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Indiana and Texas on TaxTakeHome.com

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