Is San Antonio, TX cheaper than Indio, CA?

Based on cost of living data, San Antonio, TX is 16.1% cheaper than Indio, CA. This translates to saving $1207 per month.

What salary do I need in San Antonio, TX to live like I do in Indio, CA?

If you earn $150,000 in Indio, CA, you'd need approximately $135,512.381 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Indio, CA and San Antonio, TX?

Housing in San Antonio, TX is 30.0% cheaper than in Indio, CA. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $2,380/month in Indio, CA.

How much can I save per month by moving from Indio, CA to San Antonio, TX?

Moving from Indio, CA to San Antonio, TX could save you approximately $1207 per month, or $14488 per year, based on a $150,000 salary.

Indio, CA vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Indio, CA — ZIP-level rent data · COL adjusted from San Bernardino, CA area

Current salary in Indio, CA

Numbers update automatically as you type

You'd save $1.2K/month moving to San Antonio, TX

$150.0K in your current city equals $135.5K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 16.1%

Less expensive

Monthly Impact

$1,207

Savings

Annual Impact

$14.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Indio, CA

Population:93K

Cost Index:100

Median Home:$557K

San Antonio, TX

Population:1547K

Cost Index:84

Median Home:$215K

Indio, CA

The Golden State

93K

Population

State Tax

Yes

Located in California, this city has a population of 93K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Indio, CA vs San Antonio, TX

Category	Indio, CA	San Antonio, TX	Difference	Change
🏠Housing	$3,001/mo	$2,100/mo	↓ $901less	30.0%
🚗Transportation	$2,167/mo	$1,287/mo	↓ $881less	40.6%
🛒Groceries	$1,041/mo	$913/mo	↓ $128less	12.3%
⚡All Utilities	$559/mo	$496/mo	↓ $62.93less	11.3%
🏥Healthcare	$553/mo	$527/mo	↓ $25.95less	4.7%
📦Other	$1,648/mo	$1,647/mo	↓ $0.28less	0.0%

🏠Housing

↓ 30.0%

Indio, CA

$3,001

San Antonio, TX

$2,100

Difference

$901

less

🚗Transportation

↓ 40.6%

Indio, CA

$2,167

San Antonio, TX

$1,287

Difference

$881

less

🛒Groceries

↓ 12.3%

Indio, CA

$1,041

San Antonio, TX

$913

Difference

$128

less

⚡All Utilities

↓ 11.3%

Indio, CA

$559

San Antonio, TX

$496

Difference

$62.93

less

🏥Healthcare

↓ 4.7%

Indio, CA

$553

San Antonio, TX

$527

Difference

$25.95

less

📦Other

↓ 0.0%

Indio, CA

$1,648

San Antonio, TX

$1,647

Difference

$0.28

less

🏠Rent Comparison

Studio

From$1,828

To$1,110

↓ $718

1 Bed

From$1,918

To$1,210

↓ $708

2 Bed

From$2,380

To$1,470

↓ $910

3 Bed

From$3,153

To$1,890

↓ $1,263

Indio, CAZIP-level data

1BR range: $1,910–$1,910/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,969

Monthly in Indio, CA

$6,969

Monthly in San Antonio, TX

$1,999

Difference

Home Values

Indio

San Antonio

$557K

Median Value

$215K

↓ -2.7%

YoY Change

↓ -2.9%

↑ +38.3%

5-Year Change

↑ +16.7%

$557K

Price Range

$107K - $905K

Homes in San Antonio are 61% less expensive than Indio

Calculate payment - Indio Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $10.6K

Per year

Monthly Difference

$886

More take-home

Effective Rate Diff

7.1%

Rate difference

Indio, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Indio, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.