MoveNumbers
Tap to swap

Cost of Living Comparison 2026

๐Ÿ“ Iowa City, IA โ€” ZIP-level rent data ยท COL adjusted from Des Moines, IA area

$

Numbers update automatically as you type

You'd spend $1.8K/month more in Denver, CO

$150.0K in your current city equals $171.5K in Denver, CO

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 23.9%
More expensive
Monthly Impact
$1,793
Extra cost
Annual Impact
$21.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Iowa City, IA

Population:76K
Cost Index:100
Median Home:$282K

Denver, CO

Population:716K
Cost Index:124
Median Home:$513K

Iowa City, IA

The Hawkeye State

76K
Population
State Tax
Yes

Located in Iowa, this city has a population of 76K residents.

Denver, CO

The Centennial State

716K
Population
State Tax
Yes
Climate
Semi-arid

Notable Facts

  • โ€ขMile-high city (5,280 ft)
  • โ€ขOutdoor recreation hub
  • โ€ขMajor cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Iowa City, IA vs Denver, CO

๐Ÿ Housing
โ†‘ 76.0%
Iowa City, IA
$1,846
Denver, CO
$3,248
Difference
$1,403
more
๐Ÿš—Transportation
โ†‘ 19.2%
Iowa City, IA
$1,226
Denver, CO
$1,462
Difference
$235
more
๐Ÿ“ฆOther
โ†‘ 11.9%
Iowa City, IA
$1,585
Denver, CO
$1,774
Difference
$189
more
๐Ÿ›’Groceries
โ†‘ 14.0%
Iowa City, IA
$903
Denver, CO
$1,029
Difference
$126
more
โšกAll Utilities
โ†‘ 11.2%
Iowa City, IA
$467
Denver, CO
$519
Difference
$52.38
more
๐ŸฅHealthcare
โ†“ 6.6%
Iowa City, IA
$677
Denver, CO
$632
Difference
$44.92
less

๐Ÿ›๏ธ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Iowa City, IA has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$776
To$1,720
โ†‘ $944
1 Bed
From$851
To$1,840
โ†‘ $989
2 Bed
From$1,006
To$2,190
โ†‘ $1,184
3 Bed
From$1,400
To$2,870
โ†‘ $1,470
Iowa City, IAZIP-level data

1BR range: $980โ€“$1,090/mo

Denver, COZIP-level data

1BR range: $1,620โ€“$2,540/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,704
Monthly in Iowa City, IA
$8,665
Monthly in Denver, CO
$1,961
Difference

Home Values

Iowa City
Denver
$282K
Median Value
$513K
โ†‘ +4.5%
YoY Change
โ†“ -4.2%
โ†‘ +27.7%
5-Year Change
โ†‘ +13%
$270K - $311K
Price Range
$352K - $933K

Homes in Denver are 82% more expensive than Iowa City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $4.1K
Per year
Monthly Difference
$342
More take-home
Effective Rate Diff
2.7%
Rate difference

Iowa City, IA

Federal Income Tax
Effective: 18.9%
$25.5K
Iowa State Tax
Effective: 7.1%
$10.7K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.7K
Take-Home Pay
$8,524/month
$102.3K

Denver, CO

Federal Income Tax
Effective: 18.9%
$25.5K
Colorado State Tax
Effective: 4.4%
$6.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.1%
$43.6K
Take-Home Pay
$8,866/month
$106.4K

Additional Tax Information

Iowa City, IA Tax Rates

Sales Tax:7.4%
Property Tax:1.5%

Denver, CO Tax Rates

Sales Tax:7.8%
Property Tax:0.5%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Iowa City
Denver
45 Good
Air Quality
55 Moderate
67.5%
Good Air Days
35.2%
92 Moderate
Climate Risk
95 High
๐ŸŒกโ˜€๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
25 days
Heat Days >95ยฐF
28 days
โ–ฒ+3.4ยฐF
2050 Outlook
โ–ฒ+3.3ยฐF
25 days
Heat Days >95ยฐF
28 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Iowa and Colorado on TaxTakeHome.com

Where your money goes further

Cities cheaper than Iowa City, IA on a $150.0K salary

Similar cost to Denver, CO

Other cities in a similar price range

Want to compare different cities?

New Comparison