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Cost of Living Comparison 2026

📍 Irondequoit CDP, NY — COL adjusted from Pittsburgh, PA area + state data

$

Numbers update automatically as you type

You'd spend $864/month more in Charlotte, NC

$150.0K in your current city equals $160.4K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 11.5%
More expensive
Monthly Impact
$864
Extra cost
Annual Impact
$10.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Irondequoit CDP, NY

Population:51K
Cost Index:100

Charlotte, NC

Population:875K
Cost Index:112
Median Home:$399K

Irondequoit CDP, NY

The Empire State

51K
Population
State Tax
Yes

Located in New York, this city has a population of 51K residents.

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Major banking center
  • •NASCAR headquarters
  • •Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Irondequoit CDP, NY vs Charlotte, NC

🏠Housing
↑ 44.0%
Irondequoit CDP, NY
$1,714
Charlotte, NC
$2,469
Difference
$755
more
📦Other
↑ 8.7%
Irondequoit CDP, NY
$1,571
Charlotte, NC
$1,707
Difference
$137
more
🏥Healthcare
↑ 22.6%
Irondequoit CDP, NY
$521
Charlotte, NC
$638
Difference
$118
more
⚡All Utilities
↓ 13.4%
Irondequoit CDP, NY
$600
Charlotte, NC
$519
Difference
$80.49
less
🚗Transportation
↑ 1.2%
Irondequoit CDP, NY
$1,188
Charlotte, NC
$1,202
Difference
$13.98
more
🛒Groceries
↑ 1.2%
Irondequoit CDP, NY
$978
Charlotte, NC
$989
Difference
$11.31
more

🏠Rent Comparison

Studio
From$623
To$1,630
↑ $1,007
1 Bed
From$706
To$1,710
↑ $1,004
2 Bed
From$872
To$1,870
↑ $998
3 Bed
From$1,163
To$2,300
↑ $1,137
Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,571
Monthly in Irondequoit CDP, NY
$7,525
Monthly in Charlotte, NC
$954
Difference

Home Values

Irondequoit CDP
Charlotte
-
Median Value
$399K
-
YoY Change
↓ -1.1%
-
5-Year Change
↑ +40.8%
-
Price Range
$293K - $1.57M
Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $2.4K
Per year
Monthly Difference
$202
More take-home
Effective Rate Diff
1.6%
Rate difference

Irondequoit CDP, NY

Federal Income Tax
Effective: 18.9%
$25.5K
New York State Tax
Effective: 6.4%
$9.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.0%
$46.6K
Take-Home Pay
$8,620/month
$103.4K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Irondequoit CDP, NY Tax Rates

Sales Tax:8.8%
Property Tax:1.2%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Irondequoit CDP
Charlotte
52 Moderate
Air Quality
51 Moderate
47.8%
Good Air Days
46.2%
98 High
Climate Risk
97 High
🌊🌪💨
Top Hazards
🌊🌪💨
▲+3.0°F
2050 Outlook
▲+2.9°F
12 days
Heat Days >95°F
36 days
▲+3.0°F
2050 Outlook
▲+2.9°F
12 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between New York and North Carolina on TaxTakeHome.com

Similar cost to Charlotte, NC

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