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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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Numbers update automatically as you type

You'd save $302/month moving to Bakersfield, CA

$150.0K in your current city equals $146.4K in Bakersfield, CA

Rent data from HUD ZIP-level estimates · COL index from Riverside-San Bernardino-Ontario, CA area
Overall Cost
4.0%
Less expensive
Monthly Impact
$302
Savings
Annual Impact
$3.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Irvine, CA

Population:308K
Cost Index:
100
100 = national average

Bakersfield, CA

Population:413K
Cost Index:
96
(4% below avg)
Median Home:$343K

Irvine, CA

The Golden State

308K
Population
State Tax
Yes

Located in California, this city has a population of 308K residents.

Bakersfield, CA

The Golden State

413K
Population
State Tax
Yes

Located in California, this city has a population of 413K residents.

Cost Breakdown by Category

Annual spending: Irvine, CA vs Bakersfield, CA

Transportation
23.1%
Irvine, CA
$2,158
Bakersfield, CA
$1,660
Difference
$498
less
Other
11.9%
Irvine, CA
$1,724
Bakersfield, CA
$1,519
Difference
$205
less
Housing
4.6%
Irvine, CA
$3,508
Bakersfield, CA
$3,670
Difference
$161
more
Groceries
12.3%
Irvine, CA
$1,039
Bakersfield, CA
$911
Difference
$128
less
All Utilities
12.3%
Irvine, CA
$557
Bakersfield, CA
$489
Difference
$68.56
less
Healthcare
12.3%
Irvine, CA
$551
Bakersfield, CA
$484
Difference
$67.83
less

🏠Rent Comparison

Studio
From$1,350
To$775
$575
1 Bed
From$1,550
To$778
$772
2 Bed
From$2,000
To$1,013
$987
3 Bed
From$2,800
To$1,409
$1,391
Bakersfield, CAZIP-level data

1BR range: $1,020$1,710/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$9,539
Monthly in Irvine, CA
$8,733
Monthly in Bakersfield, CA
$806
Difference

Home Values

Irvine
Bakersfield
-
Median Value
$343K
-
YoY Change
↓ -0.6%
-
5-Year Change
↑ +40.7%
-
Price Range
$289K - $468K

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Irvine, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Bakersfield, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Irvine, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

Bakersfield, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Irvine
Bakersfield
54 Moderate
Air Quality
50 Good
32.5%
Good Air Days
52.2%
100 Very High
Climate Risk
99 High
🔥🌊🌅
Top Hazards
🔥🌊🫨
+2.3°F
2050 Outlook
+2.0°F
5 days
Heat Days >95°F
2 days
+2.3°F
2050 Outlook
+2.0°F
5 days
Heat Days >95°F
2 days

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