Cost of Living Comparison 2026
Data: HUD rent estimates, BLS cost of living
Irving, TX and Garland, TX have similar living costs
$150.0K in your current city equals $150.0K in Garland, TX
Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.
Irving, TX
Garland, TX
Irving, TX
The Lone Star State
Located in Texas, this city has a population of 257K residents.
💡 Advantage: Texas has no state income tax!
Garland, TX
The Lone Star State
Located in Texas, this city has a population of 246K residents.
💡 Advantage: Texas has no state income tax!
Cost Breakdown by Category
Annual spending: Irving, TX vs Garland, TX
| Category | Irving, TX | Garland, TX | Difference | Change |
|---|---|---|---|---|
Housing | $2,391/mo | $2,391/mo | → $0 | 0.0% |
Groceries | $979/mo | $979/mo | → $0 | 0.0% |
Transportation | $1,298/mo | $1,298/mo | → $0 | 0.0% |
All Utilities | $563/mo | $563/mo | → $0 | 0.0% |
Healthcare | $632/mo | $632/mo | → $0 | 0.0% |
Other | $1,774/mo | $1,774/mo | → $0 | 0.0% |
🏠Rent Comparison
1BR range: $1,470–$2,320/mo
1BR range: $1,410–$1,820/mo
💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.
Home Values
Homes in Garland are 27% less expensive than Irving
Source: Zillow Home Value Index (ZHVI), January 2026
Tax Comparison
Annual tax burden comparison at $150.0K salary
Irving, TX
Garland, TX
Additional Tax Information
Irving, TX Tax Rates
Garland, TX Tax Rates
💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.
Environment
Where your money goes further
Cities cheaper than Irving, TX on a $150.0K salary
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