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Cost of Living Comparison 2026

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You'd save $891/month moving to Pittsburgh, PA

$150.0K in your current city equals $139.3K in Pittsburgh, PA

Rent data from HUD ZIP-level estimates ยท COL index from Dallas-Fort Worth-Arlington, TX area
Overall Cost
โ†“ 11.9%
Less expensive
Monthly Impact
$891
Savings
Annual Impact
$10.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Irving, TX

Population:257K
Cost Index:100
Median Home:$373K

Pittsburgh, PA

Population:303K
Cost Index:88

Irving, TX

The Lone Star State

257K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 257K residents.

๐Ÿ’ก Advantage: Texas has no state income tax!

Pittsburgh, PA

The Keystone State

303K
Population
State Tax
Yes

Located in Pennsylvania, this city has a population of 303K residents.

Cost Breakdown by Category

Annual spending: Irving, TX vs Pittsburgh, PA

๐Ÿ Housing
โ†“ 18.5%
Irving, TX
$2,391
Pittsburgh, PA
$1,949
Difference
$442
less
๐Ÿ“ฆOther
โ†“ 9.4%
Irving, TX
$1,774
Pittsburgh, PA
$1,607
Difference
$167
less
๐ŸฅHealthcare
โ†“ 16.7%
Irving, TX
$632
Pittsburgh, PA
$527
Difference
$105
less
๐Ÿš—Transportation
โ†“ 6.3%
Irving, TX
$1,298
Pittsburgh, PA
$1,216
Difference
$81.96
less
โšกAll Utilities
โ†‘ 7.8%
Irving, TX
$563
Pittsburgh, PA
$607
Difference
$43.71
more
๐Ÿ›’Groceries
โ†‘ 1.0%
Irving, TX
$979
Pittsburgh, PA
$989
Difference
$9.99
more

๐Ÿ›๏ธ Local Income Taxes

Pittsburgh, PA: Pittsburgh Earned Income Tax$4,500/yr (3.0%)

Irving, TX has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

๐Ÿ Rent Comparison

Studio
From$1,600
To$750
โ†“ $850
1 Bed
From$1,665
To$850
โ†“ $815
2 Bed
From$1,955
To$1,050
โ†“ $905
3 Bed
From$2,460
To$1,400
โ†“ $1,060
Irving, TXZIP-level data

1BR range: $1,470โ€“$2,320/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,637
Monthly in Irving, TX
$6,894
Monthly in Pittsburgh, PA
$743
Difference

Home Values

Irving
Pittsburgh
$373K
Median Value
-
โ†“ -2.5%
YoY Change
-
โ†‘ +33.3%
5-Year Change
-
$282K - $631K
Price Range
-

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $4.6K
More taxes
Monthly Difference
$384
Less take-home
Effective Rate Diff
3.1%
Rate difference

Irving, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Pittsburgh, PA

Federal Income Tax
Effective: 18.9%
$25.5K
Pennsylvania State Tax
Effective: 3.1%
$4.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.7%
$41.6K
Take-Home Pay
$9,032/month
$108.4K

Additional Tax Information

Irving, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Pittsburgh, PA Tax Rates

Sales Tax:6.5%
Property Tax:1.4%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Irving
Pittsburgh
55 Moderate
Air Quality
52 Moderate
35.2%
Good Air Days
47.8%
100 Very High
Climate Risk
98 High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
92 days
Heat Days >95ยฐF
12 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+3.0ยฐF
92 days
Heat Days >95ยฐF
12 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Texas and Pennsylvania on TaxTakeHome.com

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