Island Heights, NJ vs Lebanon, NJ: Cost of Living

Which city costs less?

Lebanon, NJ has a modeled overall cost index 27.7% lower than Island Heights, NJ.

Island Heights, NJ · modeled 2BR rent: $2,230 / month
Lebanon, NJ · modeled 2BR rent: $2,480 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Island Heights, NJ and Lebanon, NJ using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Island Heights, NJ

Numbers update automatically as you type

Estimated savings: $2,300/month in Lebanon, NJ

$150,000 in your current city has a modeled equivalent of $122,398 in Lebanon, NJ

Regional cost estimates: Island Heights, NJ uses New York, NY. Lebanon, NJ uses Newark, NJ. Available city ZIP rent estimates are shown separately.

Overall Cost

↓ 27.7%

Less expensive

Monthly Impact

$2,300

Savings

Annual Impact

$27.6K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Island Heights, NJ

Population:2K

Cost Index:

131.3

100 = national average

Typical Home:$631K

Lebanon, NJ

Population:2K

Cost Index:

94.9

100 = national average

Typical Home:$710K

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Island Heights, NJ

The Garden State

Population

State Tax

Yes

Located in New Jersey, this city has a population of 2K residents.

Lebanon, NJ

The Garden State

Population

State Tax

Yes

Located in New Jersey, this city has a population of 2K residents.

Cost Breakdown by Category

Estimated monthly spending: Island Heights, NJ vs Lebanon, NJ

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Island Heights, NJ	Lebanon, NJ	Difference	Change
Housing	$3,883/mo	$1,290/mo	↓ $2,593less	66.8%
Other	$1,148/mo	$1,284/mo	↑ $137more	11.9%
Transportation	$904/mo	$1,013/mo	↑ $109more	12.1%
Healthcare	$439/mo	$465/mo	↑ $26.40more	6.0%
All Utilities	$383/mo	$403/mo	↑ $20.07more	5.2%
Groceries	$743/mo	$744/mo	↑ $0.11more	0.0%

Housing

↓ 66.8%

Island Heights, NJ

$3,883

Lebanon, NJ

$1,290

Difference

$2,593

less

Other

↑ 11.9%

Island Heights, NJ

$1,148

Lebanon, NJ

$1,284

Difference

$137

Transportation

↑ 12.1%

Island Heights, NJ

$904

Lebanon, NJ

$1,013

Difference

$109

Healthcare

↑ 6.0%

Island Heights, NJ

$439

Lebanon, NJ

$465

Difference

$26.40

All Utilities

↑ 5.2%

Island Heights, NJ

$383

Lebanon, NJ

$403

Difference

$20.07

Groceries

↑ 0.0%

Island Heights, NJ

$743

Lebanon, NJ

$744

Difference

$0.11

🏠Rent Comparison

Studio

From$1,610

To$1,800

↑ $190

1 Bed

From$1,810

To$1,970

↑ $160

2 Bed

From$2,230

To$2,480

↑ $250

3 Bed

From$2,920

To$2,970

↑ $50.00

Island Heights, NJZIP-level data

1BR range: $1,810–$1,810/mo

Lebanon, NJZIP-level data

1BR range: $1,970–$1,970/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Island Heights, NJ

$5,200

Monthly in Lebanon, NJ

$2,300

Difference

Home Values

Island Heights

Lebanon

$631K

Median Value

$710K

↑ +4.1%

YoY Change

↑ +2.1%

↑ +54.4%

5-Year Change

↑ +36.8%

Homes in Lebanon are 13% more expensive than Island Heights

Calculate payment - Island Heights Calculate payment - Lebanon

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Island Heights, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Lebanon, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Additional Tax Information

Island Heights, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Lebanon, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Island Heights

Lebanon

43 Good

Air Quality

N/A

65.8%

Good Air Days

99 High

Climate Risk

98 High

🌊🌀🌡

Top Hazards

🌊🌡🌪

▲+2.7°F

2050 Outlook

▲+2.9°F

11 days

Heat Days >95°F

15 days

▲+2.7°F

2050 Outlook

▲+2.9°F

11 days

Heat Days >95°F

15 days

Before moving from Island Heights, NJ to Lebanon, NJ

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in Lebanon, NJ for the same bedroom count and included utilities as your home in Island Heights, NJ. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Island Heights to Lebanon moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Lebanon, NJ by cost, housing, population and region.

Frequently Asked Questions: Island Heights, NJ vs Lebanon, NJ

How do the cost estimates for Island Heights, NJ and Lebanon, NJ compare?

Lebanon, NJ has a modeled overall cost index 27.7% lower than Island Heights, NJ. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Island Heights, NJ, the model estimates $122,398 in Lebanon, NJ. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Island Heights, NJ and Lebanon, NJ?

The modeled two-bedroom rents are $2,230/month in Island Heights, NJ and $2,480/month in Lebanon, NJ. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.