Is Charlotte, NC cheaper than Ives Estates, FL?

Based on cost of living data, Charlotte, NC is 9.1% cheaper than Ives Estates, FL. This translates to saving $680 per month.

What salary do I need in Charlotte, NC to live like I do in Ives Estates, FL?

If you earn $150,000 in Ives Estates, FL, you'd need approximately $141,835.627 in Charlotte, NC to maintain the same standard of living.

How does housing cost compare between Ives Estates, FL and Charlotte, NC?

Housing in Charlotte, NC is 11.3% cheaper than in Ives Estates, FL. For a two-bedroom apartment, rent is $1,870/month in Charlotte, NC compared to $1,822/month in Ives Estates, FL.

How much can I save per month by moving from Ives Estates, FL to Charlotte, NC?

Moving from Ives Estates, FL to Charlotte, NC could save you approximately $680 per month, or $8164 per year, based on a $150,000 salary.

Ives Estates, FL vs Charlotte, NC: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Ives Estates, FL — COL adjusted from Hialeah, FL area + state data

Current salary in Ives Estates, FL

Numbers update automatically as you type

You'd save $680/month moving to Charlotte, NC

$150.0K in your current city equals $141.8K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 9.1%

Less expensive

Monthly Impact

$680

Savings

Annual Impact

$8.2K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Ives Estates, FL

Population:25K

Cost Index:100

Median Home:$415K

Charlotte, NC

Population:875K

Cost Index:91

Median Home:$399K

Ives Estates, FL

The Sunshine State

25K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 25K residents.

💡 Advantage: Florida has no state income tax!

Charlotte, NC

The Tar Heel State

875K

Population

State Tax

Yes

Climate

Humid subtropical

Notable Facts

•Major banking center
•NASCAR headquarters
•Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Ives Estates, FL vs Charlotte, NC

Category	Ives Estates, FL	Charlotte, NC	Difference	Change
🏠Housing	$2,785/mo	$2,469/mo	↓ $316less	11.3%
🚗Transportation	$1,392/mo	$1,202/mo	↓ $190less	13.7%
📦Other	$1,834/mo	$1,707/mo	↓ $126less	6.9%
🛒Groceries	$1,053/mo	$989/mo	↓ $63.98less	6.1%
🏥Healthcare	$574/mo	$638/mo	↑ $63.72more	11.1%
⚡All Utilities	$507/mo	$519/mo	↑ $12.49more	2.5%

🏠Housing

↓ 11.3%

Ives Estates, FL

$2,785

Charlotte, NC

$2,469

Difference

$316

less

🚗Transportation

↓ 13.7%

Ives Estates, FL

$1,392

Charlotte, NC

$1,202

Difference

$190

less

📦Other

↓ 6.9%

Ives Estates, FL

$1,834

Charlotte, NC

$1,707

Difference

$126

less

🛒Groceries

↓ 6.1%

Ives Estates, FL

$1,053

Charlotte, NC

$989

Difference

$63.98

less

🏥Healthcare

↑ 11.1%

Ives Estates, FL

$574

Charlotte, NC

$638

Difference

$63.72

⚡All Utilities

↑ 2.5%

Ives Estates, FL

$507

Charlotte, NC

$519

Difference

$12.49

🏠Rent Comparison

Studio

From$1,255

To$1,630

↑ $375

1 Bed

From$1,457

To$1,710

↑ $253

2 Bed

From$1,822

To$1,870

↑ $48.00

3 Bed

From$2,510

To$2,300

↓ $210

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,145

Monthly in Ives Estates, FL

$7,525

Monthly in Charlotte, NC

$620

Difference

Home Values

Ives Estates

Charlotte

Median Value

$399K

YoY Change

↓ -1.1%

5-Year Change

↑ +40.8%

Price Range

$293K - $1.57M

Calculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $7.1K

More taxes

Monthly Difference

$594

Less take-home

Effective Rate Diff

4.7%

Rate difference

Ives Estates, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Charlotte, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

Additional Tax Information

Ives Estates, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Charlotte, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.