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Cost of Living Comparison 2026

📍 Jackson, TN — ZIP-level rent data · COL adjusted from Memphis, TN area

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Numbers update automatically as you type

You'd spend $917/month more in Charlotte, NC

$150.0K in your current city equals $161.0K in Charlotte, NC

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 12.2%
More expensive
Monthly Impact
$917
Extra cost
Annual Impact
$11.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Jackson, TN

Population:68K
Cost Index:100
Median Home:$199K

Charlotte, NC

Population:875K
Cost Index:112
Median Home:$399K

Jackson, TN

The Volunteer State

68K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 68K residents.

💡 Advantage: Tennessee has no state income tax!

Charlotte, NC

The Tar Heel State

875K
Population
State Tax
Yes
Climate
Humid subtropical

Notable Facts

  • •Major banking center
  • •NASCAR headquarters
  • •Queen City

Major Industries

FinanceTechnologyEnergyMotorsports

Cost Breakdown by Category

Annual spending: Jackson, TN vs Charlotte, NC

🏠Housing
↑ 33.1%
Jackson, TN
$1,854
Charlotte, NC
$2,469
Difference
$614
more
🏥Healthcare
↑ 20.9%
Jackson, TN
$528
Charlotte, NC
$638
Difference
$110
more
🛒Groceries
↑ 5.1%
Jackson, TN
$942
Charlotte, NC
$989
Difference
$47.59
more
🚗Transportation
↓ 3.8%
Jackson, TN
$1,249
Charlotte, NC
$1,202
Difference
$47.27
less
📦Other
↑ 1.5%
Jackson, TN
$1,682
Charlotte, NC
$1,707
Difference
$25.00
more
⚡All Utilities
↓ 2.3%
Jackson, TN
$531
Charlotte, NC
$519
Difference
$12.27
less

🏠Rent Comparison

Studio
From$925
To$1,630
↑ $705
1 Bed
From$1,020
To$1,710
↑ $690
2 Bed
From$1,337
To$1,870
↑ $533
3 Bed
From$1,779
To$2,300
↑ $521
Jackson, TNZIP-level data

1BR range: $940–$1,090/mo

Charlotte, NCZIP-level data

1BR range: $1,340–$2,310/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,787
Monthly in Jackson, TN
$7,525
Monthly in Charlotte, NC
$738
Difference

Home Values

Jackson
Charlotte
$199K
Median Value
$399K
↓ -2.7%
YoY Change
↓ -1.1%
↑ +33.8%
5-Year Change
↑ +40.8%
$129K - $270K
Price Range
$293K - $1.57M

Homes in Charlotte are 100% more expensive than Jackson

Calculate payment - JacksonCalculate payment - Charlotte

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $7.1K
More taxes
Monthly Difference
$594
Less take-home
Effective Rate Diff
4.7%
Rate difference

Jackson, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Charlotte, NC

Federal Income Tax
Effective: 18.9%
$25.5K
North Carolina State Tax
Effective: 4.8%
$7.1K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.4%
$44.1K
Take-Home Pay
$8,822/month
$105.9K

Additional Tax Information

Jackson, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Charlotte, NC Tax Rates

Sales Tax:7.1%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Jackson
Charlotte
55 Moderate
Air Quality
51 Moderate
34.4%
Good Air Days
46.2%
99 High
Climate Risk
97 High
🌊🌡🫨
Top Hazards
🌊🌪💨
▲+2.8°F
2050 Outlook
▲+2.9°F
54 days
Heat Days >95°F
36 days
▲+2.8°F
2050 Outlook
▲+2.9°F
54 days
Heat Days >95°F
36 days

💰 See how taxes change too — compare take-home pay between Tennessee and North Carolina on TaxTakeHome.com

Similar cost to Charlotte, NC

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