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Cost of Living Comparison 2026

๐Ÿ“ Jackson, TN โ€” ZIP-level rent data ยท COL adjusted from Memphis, TN area

$

Numbers update automatically as you type

You'd spend $1.5K/month more in Phoenix, AZ

$150.0K in your current city equals $167.5K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 19.4%
More expensive
Monthly Impact
$1,455
Extra cost
Annual Impact
$17.5K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Jackson, TN

Population:68K
Cost Index:100
Median Home:$199K

Phoenix, AZ

Population:1608K
Cost Index:119
Median Home:$414K

Jackson, TN

The Volunteer State

68K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 68K residents.

๐Ÿ’ก Advantage: Tennessee has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Jackson, TN vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 50.4%
Jackson, TN
$1,854
Phoenix, AZ
$2,788
Difference
$934
more
๐Ÿš—Transportation
โ†‘ 19.2%
Jackson, TN
$1,249
Phoenix, AZ
$1,489
Difference
$240
more
๐ŸฅHealthcare
โ†‘ 11.5%
Jackson, TN
$528
Phoenix, AZ
$589
Difference
$60.63
more
โšกAll Utilities
โ†‘ 5.6%
Jackson, TN
$531
Phoenix, AZ
$561
Difference
$29.81
more
๐Ÿ›’Groceries
โ†‘ 2.3%
Jackson, TN
$942
Phoenix, AZ
$963
Difference
$21.61
more
๐Ÿ“ฆOther
โ†“ 0.3%
Jackson, TN
$1,682
Phoenix, AZ
$1,677
Difference
$5.13
less

๐Ÿ Rent Comparison

Studio
From$925
To$1,390
โ†‘ $465
1 Bed
From$1,020
To$1,510
โ†‘ $490
2 Bed
From$1,337
To$1,750
โ†‘ $413
3 Bed
From$1,779
To$2,330
โ†‘ $551
Jackson, TNZIP-level data

1BR range: $940โ€“$1,090/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,787
Monthly in Jackson, TN
$8,068
Monthly in Phoenix, AZ
$1,280
Difference

Home Values

Jackson
Phoenix
$199K
Median Value
$414K
โ†“ -2.7%
YoY Change
โ†“ -3.1%
โ†‘ +33.8%
5-Year Change
โ†‘ +30.2%
$129K - $270K
Price Range
$274K - $957K

Homes in Phoenix are 107% more expensive than Jackson

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Jackson, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Jackson, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Jackson
Phoenix
55 Moderate
Air Quality
77 Moderate
34.4%
Good Air Days
9%
99 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐Ÿซจ
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
54 days
Heat Days >95ยฐF
162 days
โ–ฒ+2.8ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
54 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Tennessee and Arizona on TaxTakeHome.com

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