Is Nashville, TN cheaper than Jacksonville, FL?

Based on cost of living data, Nashville, TN is 9.6% more expensive than Jacksonville, FL. This translates to spending an extra $718 per month.

What salary do I need in Nashville, TN to live like I do in Jacksonville, FL?

If you earn $150,000 in Jacksonville, FL, you'd need approximately $158,617.021 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Jacksonville, FL and Nashville, TN?

Housing in Nashville, TN is 20.0% more expensive than in Jacksonville, FL. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,530/month in Jacksonville, FL.

How much can I save per month by moving from Jacksonville, FL to Nashville, TN?

Living in Nashville, TN costs approximately $718 more per month than Jacksonville, FL, or $8617 more per year, based on a $150,000 salary.

Jacksonville, FL vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Current salary in Jacksonville, FL

Numbers update automatically as you type

You'd spend $718/month more in Nashville, TN

$150.0K in your current city equals $158.6K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from Jacksonville, FL area

Overall Cost

↑ 9.6%

More expensive

Monthly Impact

$718

Extra cost

Annual Impact

$8.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Jacksonville, FL

Population:950K

Cost Index:100

Median Home:$289K

Nashville, TN

Population:689K

Cost Index:110

Median Home:$489K

Jacksonville, FL

The Sunshine State

950K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 950K residents.

💡 Advantage: Florida has no state income tax!

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Jacksonville, FL vs Nashville, TN

Category	Jacksonville, FL	Nashville, TN	Difference	Change
🏠Housing	$2,209/mo	$2,651/mo	↑ $442more	20.0%
📦Other	$1,624/mo	$1,942/mo	↑ $318more	19.6%
🛒Groceries	$1,019/mo	$949/mo	↓ $69.95less	6.9%
⚡All Utilities	$574/mo	$519/mo	↓ $54.64less	9.5%
🏥Healthcare	$570/mo	$607/mo	↑ $37.17more	6.5%
🚗Transportation	$1,284/mo	$1,284/mo	→ $0	0.0%

🏠Housing

↑ 20.0%

Jacksonville, FL

$2,209

Nashville, TN

$2,651

Difference

$442

📦Other

↑ 19.6%

Jacksonville, FL

$1,624

Nashville, TN

$1,942

Difference

$318

🛒Groceries

↓ 6.9%

Jacksonville, FL

$1,019

Nashville, TN

$949

Difference

$69.95

less

⚡All Utilities

↓ 9.5%

Jacksonville, FL

$574

Nashville, TN

$519

Difference

$54.64

less

🏥Healthcare

↑ 6.5%

Jacksonville, FL

$570

Nashville, TN

$607

Difference

$37.17

🚗Transportation

→ 0.0%

Jacksonville, FL

$1,284

Nashville, TN

$1,284

Difference

same

🏠Rent Comparison

Studio

From$1,250

To$1,600

↑ $350

1 Bed

From$1,270

To$1,680

↑ $410

2 Bed

From$1,530

To$1,840

↑ $310

3 Bed

From$1,890

To$2,350

↑ $460

Jacksonville, FLZIP-level data

1BR range: $960–$2,070/mo

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,280

Monthly in Jacksonville, FL

$7,952

Monthly in Nashville, TN

$672

Difference

Home Values

Jacksonville

Nashville

$289K

Median Value

$489K

↓ -3.7%

YoY Change

↓ -2.1%

↑ +31.6%

5-Year Change

↑ +32.1%

$102K - $535K

Price Range

$320K - $1.16M

Homes in Nashville are 69% more expensive than Jacksonville

Calculate payment - Jacksonville Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Jacksonville, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Jacksonville, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.