Is St. Petersburg, FL cheaper than Jacksonville, FL?

Based on cost of living data, St. Petersburg, FL is 9.6% more expensive than Jacksonville, FL. This translates to spending an extra $718 per month.

What salary do I need in St. Petersburg, FL to live like I do in Jacksonville, FL?

If you earn $150,000 in Jacksonville, FL, you'd need approximately $158,617.021 in St. Petersburg, FL to maintain the same standard of living.

How does housing cost compare between Jacksonville, FL and St. Petersburg, FL?

Housing in St. Petersburg, FL is 22.4% more expensive than in Jacksonville, FL. For a two-bedroom apartment, rent is $2,040/month in St. Petersburg, FL compared to $1,530/month in Jacksonville, FL.

How much can I save per month by moving from Jacksonville, FL to St. Petersburg, FL?

Living in St. Petersburg, FL costs approximately $718 more per month than Jacksonville, FL, or $8617 more per year, based on a $150,000 salary.

Jacksonville, FL vs St. Petersburg, FL: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Jacksonville, FL

Numbers update automatically as you type

You'd spend $718/month more in St. Petersburg, FL

$150.0K in your current city equals $158.6K in St. Petersburg, FL

Rent data from HUD ZIP-level estimates · COL index from Jacksonville, FL area

Overall Cost

↑ 9.6%

More expensive

Monthly Impact

$718

Extra cost

Annual Impact

$8.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Jacksonville, FL

Population:950K

Cost Index:

100

100 = national average

Median Home:$289K

St. Petersburg, FL

Population:264K

Cost Index:

110

(10% above avg)

Median Home:$333K

Jacksonville, FL

The Sunshine State

950K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 950K residents.

💡 Advantage: Florida has no state income tax!

St. Petersburg, FL

The Sunshine State

264K

Population

State Tax

No Income Tax

Located in Florida, this city has a population of 264K residents.

💡 Advantage: Florida has no state income tax!

Cost Breakdown by Category

Annual spending: Jacksonville, FL vs St. Petersburg, FL

Category	Jacksonville, FL	St. Petersburg, FL	Difference	Change
Housing	$2,209/mo	$2,703/mo	↑ $494more	22.4%
Other	$1,624/mo	$1,808/mo	↑ $184more	11.3%
Groceries	$1,019/mo	$1,019/mo	→ $0	0.0%
Transportation	$1,284/mo	$1,284/mo	→ $0	0.0%
All Utilities	$574/mo	$574/mo	→ $0	0.0%
Healthcare	$570/mo	$570/mo	→ $0	0.0%

Housing

↑ 22.4%

Jacksonville, FL

$2,209

St. Petersburg, FL

$2,703

Difference

$494

Other

↑ 11.3%

Jacksonville, FL

$1,624

St. Petersburg, FL

$1,808

Difference

$184

Groceries

→ 0.0%

Jacksonville, FL

$1,019

St. Petersburg, FL

$1,019

Difference

same

Transportation

→ 0.0%

Jacksonville, FL

$1,284

St. Petersburg, FL

$1,284

Difference

same

All Utilities

→ 0.0%

Jacksonville, FL

$574

St. Petersburg, FL

$574

Difference

same

Healthcare

→ 0.0%

Jacksonville, FL

$570

St. Petersburg, FL

$570

Difference

same

🏠Rent Comparison

Studio

From$1,250

To$1,640

↑ $390

1 Bed

From$1,270

To$1,750

↑ $480

2 Bed

From$1,530

To$2,040

↑ $510

3 Bed

From$1,890

To$2,610

↑ $720

Jacksonville, FLZIP-level data

1BR range: $960–$2,070/mo

St. Petersburg, FLZIP-level data

1BR range: $1,420–$2,500/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,280

Monthly in Jacksonville, FL

$7,958

Monthly in St. Petersburg, FL

$678

Difference

Home Values

Jacksonville

St. Petersburg

$289K

Median Value

$333K

↓ -3.7%

YoY Change

↓ -7.3%

↑ +31.6%

5-Year Change

↑ +29%

$102K - $535K

Price Range

$162K - $712K

Homes in St. Petersburg are 15% more expensive than Jacksonville

Calculate payment - Jacksonville Calculate payment - St. Petersburg

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

→ $0

Same taxes

Monthly Difference

Same take-home

Effective Rate Diff

0.0%

Rate difference

Jacksonville, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

St. Petersburg, FL

Federal Income Tax

Effective: 18.9%

$25.5K

Florida State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Jacksonville, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

St. Petersburg, FL Tax Rates

Sales Tax:7.2%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.