Is St. Louis, MO cheaper than Jacksonville, NC?

Based on cost of living data, St. Louis, MO is 7.8% cheaper than Jacksonville, NC. This translates to saving $589 per month.

What salary do I need in St. Louis, MO to live like I do in Jacksonville, NC?

If you earn $150,000 in Jacksonville, NC, you'd need approximately $142,936.94 in St. Louis, MO to maintain the same standard of living.

How does housing cost compare between Jacksonville, NC and St. Louis, MO?

Housing in St. Louis, MO is 17.5% cheaper than in Jacksonville, NC. For a two-bedroom apartment, rent is $1,160/month in St. Louis, MO compared to $1,170/month in Jacksonville, NC.

How much can I save per month by moving from Jacksonville, NC to St. Louis, MO?

Moving from Jacksonville, NC to St. Louis, MO could save you approximately $589 per month, or $7063 per year, based on a $150,000 salary.

Jacksonville, NC vs St. Louis, MO: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Jacksonville, NC — ZIP-level rent data · COL adjusted from Fayetteville, NC area

Current salary in Jacksonville, NC

Numbers update automatically as you type

You'd save $589/month moving to St. Louis, MO

$150.0K in your current city equals $142.9K in St. Louis, MO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 7.8%

Less expensive

Monthly Impact

$589

Savings

Annual Impact

$7.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Jacksonville, NC

Population:73K

Cost Index:100

Median Home:$257K

St. Louis, MO

Population:302K

Cost Index:92

Median Home:$145K

Jacksonville, NC

The Tar Heel State

73K

Population

State Tax

Yes

Located in North Carolina, this city has a population of 73K residents.

St. Louis, MO

The Show-Me State

302K

Population

State Tax

Yes

Located in Missouri, this city has a population of 302K residents.

Cost Breakdown by Category

Annual spending: Jacksonville, NC vs St. Louis, MO

Category	Jacksonville, NC	St. Louis, MO	Difference	Change
🏠Housing	$2,267/mo	$1,871/mo	↓ $396less	17.5%
🏥Healthcare	$609/mo	$527/mo	↓ $82.17less	13.5%
📦Other	$1,649/mo	$1,607/mo	↓ $42.08less	2.6%
🛒Groceries	$972/mo	$949/mo	↓ $22.47less	2.3%
🚗Transportation	$1,234/mo	$1,216/mo	↓ $17.82less	1.4%
⚡All Utilities	$526/mo	$535/mo	↑ $9.64more	1.8%

🏠Housing

↓ 17.5%

Jacksonville, NC

$2,267

St. Louis, MO

$1,871

Difference

$396

less

🏥Healthcare

↓ 13.5%

Jacksonville, NC

$609

St. Louis, MO

$527

Difference

$82.17

less

📦Other

↓ 2.6%

Jacksonville, NC

$1,649

St. Louis, MO

$1,607

Difference

$42.08

less

🛒Groceries

↓ 2.3%

Jacksonville, NC

$972

St. Louis, MO

$949

Difference

$22.47

less

🚗Transportation

↓ 1.4%

Jacksonville, NC

$1,234

St. Louis, MO

$1,216

Difference

$17.82

less

⚡All Utilities

↑ 1.8%

Jacksonville, NC

$526

St. Louis, MO

$535

Difference

$9.64

🏛️ Local Income Taxes

St. Louis, MO: St. Louis Earnings Tax$1,500/yr (1.0%)

Jacksonville, NC has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$924

To$910

↓ $14.00

1 Bed

From$934

To$950

↑ $16.00

2 Bed

From$1,170

To$1,160

↓ $10.00

3 Bed

From$1,632

To$1,490

↓ $142

Jacksonville, NCZIP-level data

1BR range: $910–$910/mo

St. Louis, MOZIP-level data

1BR range: $800–$1,480/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,256

Monthly in Jacksonville, NC

$6,705

Monthly in St. Louis, MO

$551

Difference

Home Values

Jacksonville

St. Louis

$257K

Median Value

$145K

↑ +3.4%

YoY Change

↓ -0.8%

↑ +51.1%

5-Year Change

↑ +10.9%

$252K - $261K

Price Range

$38K - $302K

Homes in St. Louis are 44% less expensive than Jacksonville

Calculate payment - Jacksonville Calculate payment - St. Louis

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $804

More taxes

Monthly Difference

$67.00

Less take-home

Effective Rate Diff

0.5%

Rate difference

Jacksonville, NC

Federal Income Tax

Effective: 18.9%

$25.5K

North Carolina State Tax

Effective: 4.8%

$7.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.4%

$44.1K

Take-Home Pay

$8,822/month

$105.9K

St. Louis, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Jacksonville, NC Tax Rates

Sales Tax:7.1%

Property Tax:0.8%

St. Louis, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.