Is Denver, CO cheaper than Jamestown, NY?

Based on cost of living data, Denver, CO is 11.6% more expensive than Jamestown, NY. This translates to spending an extra $872 per month.

What salary do I need in Denver, CO to live like I do in Jamestown, NY?

If you earn $150,000 in Jamestown, NY, you'd need approximately $160,459.631 in Denver, CO to maintain the same standard of living.

How does housing cost compare between Jamestown, NY and Denver, CO?

Housing in Denver, CO is 50.5% more expensive than in Jamestown, NY. For a two-bedroom apartment, rent is $2,190/month in Denver, CO compared to $1,074/month in Jamestown, NY.

How much can I save per month by moving from Jamestown, NY to Denver, CO?

Living in Denver, CO costs approximately $872 more per month than Jamestown, NY, or $10460 more per year, based on a $150,000 salary.

Jamestown, NY vs Denver, CO: Cost of Living Comparison 2026

MoveNumbers

Tap to swap

Cost of Living Comparison 2026

📍 Jamestown, NY — ZIP-level rent data · COL adjusted from Pittsburgh, PA area

Current salary in Jamestown, NY

Numbers update automatically as you type

You'd spend $872/month more in Denver, CO

$150.0K in your current city equals $160.5K in Denver, CO

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↑ 11.6%

More expensive

Monthly Impact

$872

Extra cost

Annual Impact

$10.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Jamestown, NY

Population:28K

Cost Index:100

Median Home:$116K

Denver, CO

Population:716K

Cost Index:112

Median Home:$513K

Jamestown, NY

The Empire State

28K

Population

State Tax

Yes

Located in New York, this city has a population of 28K residents.

Denver, CO

The Centennial State

716K

Population

State Tax

Yes

Climate

Semi-arid

Notable Facts

•Mile-high city (5,280 ft)
•Outdoor recreation hub
•Major cannabis market

Major Industries

AerospaceTechnologyEnergyTourism

Cost Breakdown by Category

Annual spending: Jamestown, NY vs Denver, CO

Category	Jamestown, NY	Denver, CO	Difference	Change
🏠Housing	$2,158/mo	$3,248/mo	↑ $1,090more	50.5%
⚡All Utilities	$638/mo	$519/mo	↓ $119less	18.7%
🚗Transportation	$1,346/mo	$1,462/mo	↑ $115more	8.6%
🏥Healthcare	$554/mo	$632/mo	↑ $77.80more	14.0%
🛒Groceries	$1,041/mo	$1,029/mo	↓ $11.74less	1.1%
📦Other	$1,779/mo	$1,774/mo	↓ $4.99less	0.3%

🏠Housing

↑ 50.5%

Jamestown, NY

$2,158

Denver, CO

$3,248

Difference

$1,090

⚡All Utilities

↓ 18.7%

Jamestown, NY

$638

Denver, CO

$519

Difference

$119

less

🚗Transportation

↑ 8.6%

Jamestown, NY

$1,346

Denver, CO

$1,462

Difference

$115

🏥Healthcare

↑ 14.0%

Jamestown, NY

$554

Denver, CO

$632

Difference

$77.80

🛒Groceries

↓ 1.1%

Jamestown, NY

$1,041

Denver, CO

$1,029

Difference

$11.74

less

📦Other

↓ 0.3%

Jamestown, NY

$1,779

Denver, CO

$1,774

Difference

$4.99

less

🏛️ Local Income Taxes

Denver, CO: Denver Head Tax ($5.75/mo, negligible)$69.00/yr (0.0%)

Jamestown, NY has no local income tax.

Local taxes are in addition to state income tax. Not all cities levy local income taxes.

🏠Rent Comparison

Studio

From$753

To$1,720

↑ $967

1 Bed

From$830

To$1,840

↑ $1,010

2 Bed

From$1,074

To$2,190

↑ $1,116

3 Bed

From$1,417

To$2,870

↑ $1,453

Jamestown, NYZIP-level data

1BR range: $750–$750/mo

Denver, COZIP-level data

1BR range: $1,620–$2,540/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,517

Monthly in Jamestown, NY

$8,665

Monthly in Denver, CO

$1,148

Difference

Home Values

Jamestown

Denver

$116K

Median Value

$513K

↑ +3.3%

YoY Change

↓ -4.2%

↑ +47.5%

5-Year Change

↑ +13%

$116K

Price Range

$352K - $933K

Homes in Denver are 342% more expensive than Jamestown

Calculate payment - Jamestown Calculate payment - Denver

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $2.9K

Per year

Monthly Difference

$245

More take-home

Effective Rate Diff

2.0%

Rate difference

Jamestown, NY

Federal Income Tax

Effective: 18.9%

$25.5K

New York State Tax

Effective: 6.4%

$9.5K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.0%

$46.6K

Take-Home Pay

$8,620/month

$103.4K

Denver, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

Additional Tax Information

Jamestown, NY Tax Rates

Sales Tax:8.8%

Property Tax:1.2%

Denver, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.