Janesville, MN vs San Antonio, TX: Cost of Living

Which city costs less?

San Antonio, TX has a modeled overall cost index 1.5% higher than Janesville, MN.

Janesville, MN · modeled 2BR rent
$1,060 / month
San Antonio, TX · modeled 2BR rent
$1,470 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Janesville, MN and San Antonio, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $183/month in San Antonio, TX

$150,000 in your current city has a modeled equivalent of $152,199 in San Antonio, TX

Regional cost estimates: Janesville, MN uses Minneapolis, MN. San Antonio, TX uses San Antonio-New Braunfels, TX Metropolitan Area. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 1.5%
More expensive
Monthly Impact
$183
Extra cost
Annual Impact
$2.2K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Janesville, MN

Population:2K
Cost Index:
89.6
100 = national average
Typical Home:$272K

San Antonio, TX

Population:1547K
Cost Index:
91.0
100 = national average
Typical Home:$215K

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Janesville, MN

The North Star State

2K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 2K residents.

San Antonio, TX

The Lone Star State

1.5M
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Janesville, MN vs San Antonio, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Other
↑ 11.9%
Janesville, MN
$1,623
San Antonio, TX
$1,816
Difference
$192
more
Healthcare
↓ 23.5%
Janesville, MN
$759
San Antonio, TX
$581
Difference
$179
less
Transportation
↑ 12.4%
Janesville, MN
$1,262
San Antonio, TX
$1,419
Difference
$156
more
All Utilities
↑ 7.1%
Janesville, MN
$510
San Antonio, TX
$546
Difference
$36.01
more
Groceries
↓ 2.6%
Janesville, MN
$1,034
San Antonio, TX
$1,007
Difference
$26.79
less
Housing
↑ 0.2%
Janesville, MN
$2,311
San Antonio, TX
$2,315
Difference
$3.82
more

🏠Rent Comparison

Studio
From$870
To$1,110
↑ $240
1 Bed
From$880
To$1,210
↑ $330
2 Bed
From$1,060
To$1,470
↑ $410
3 Bed
From$1,490
To$1,890
↑ $400
Janesville, MNZIP-level data

1BR range: $880–$880/mo

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Janesville, MN
$7,683
Monthly in San Antonio, TX
$183
Difference

Home Values

Janesville
San Antonio
$272K
Median Value
$215K
↑ +5%
YoY Change
↓ -2.9%
↑ +35.1%
5-Year Change
↑ +16.7%
$272K
Price Range
$107K - $905K

Homes in San Antonio are 21% less expensive than Janesville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $10.4K
Per year
Monthly Difference
$869
More take-home
Effective Rate Diff
7.0%
Rate difference

Janesville, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

San Antonio, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Janesville, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

San Antonio, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Janesville
San Antonio
42 Good
Air Quality
52 Moderate
66.4%
Good Air Days
47.5%
98 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.6°F
2050 Outlook
▲+2.6°F
14 days
Heat Days >95°F
105 days
▲+3.6°F
2050 Outlook
▲+2.6°F
14 days
Heat Days >95°F
105 days

Before moving from Janesville, MN to San Antonio, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in San Antonio, TX for the same bedroom count and included utilities as your home in Janesville, MN. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Janesville to San Antonio moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to San Antonio, TX by cost, housing, population and region.

Frequently Asked Questions: Janesville, MN vs San Antonio, TX

How do the cost estimates for Janesville, MN and San Antonio, TX compare?

San Antonio, TX has a modeled overall cost index 1.5% higher than Janesville, MN. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Janesville, MN, the model estimates $152,199 in San Antonio, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Janesville, MN and San Antonio, TX?

The modeled two-bedroom rents are $1,060/month in Janesville, MN and $1,470/month in San Antonio, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Minnesota and Texas on TaxTakeHome.com

Where your money goes further

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