Is Phoenix, AZ cheaper than Janesville, WI?

Based on cost of living data, Phoenix, AZ is 2.1% more expensive than Janesville, WI. This translates to spending an extra $158 per month.

What salary do I need in Phoenix, AZ to live like I do in Janesville, WI?

If you earn $150,000 in Janesville, WI, you'd need approximately $151,894.003 in Phoenix, AZ to maintain the same standard of living.

How does housing cost compare between Janesville, WI and Phoenix, AZ?

Housing in Phoenix, AZ is 16.8% more expensive than in Janesville, WI. For a two-bedroom apartment, rent is $1,750/month in Phoenix, AZ compared to $1,035/month in Janesville, WI.

How much can I save per month by moving from Janesville, WI to Phoenix, AZ?

Living in Phoenix, AZ costs approximately $158 more per month than Janesville, WI, or $1894 more per year, based on a $150,000 salary.

Janesville, WI vs Phoenix, AZ: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Janesville, WI — ZIP-level rent data · COL adjusted from Madison, WI area

Current salary in Janesville, WI

Numbers update automatically as you type

You'd spend $158/month more in Phoenix, AZ

$150.0K in your current city equals $151.9K in Phoenix, AZ

Rent data from HUD ZIP-level estimates · COL index from Madison, WI area

Overall Cost

↑ 2.1%

More expensive

Monthly Impact

$158

Extra cost

Annual Impact

$1.9K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Janesville, WI

Population:66K

Cost Index:100

Median Home:$286K

Phoenix, AZ

Population:1608K

Cost Index:102

Median Home:$414K

Janesville, WI

The Badger State

66K

Population

State Tax

Yes

Located in Wisconsin, this city has a population of 66K residents.

Phoenix, AZ

The Grand Canyon State

1.6M

Population

State Tax

Yes

Climate

Hot desert

Notable Facts

•Fastest growing major city
•Desert metropolis
•Spring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Janesville, WI vs Phoenix, AZ

Category	Janesville, WI	Phoenix, AZ	Difference	Change
🏠Housing	$2,386/mo	$2,788/mo	↑ $402more	16.8%
🚗Transportation	$1,354/mo	$1,489/mo	↑ $135more	9.9%
🏥Healthcare	$705/mo	$589/mo	↓ $117less	16.5%
⚡All Utilities	$499/mo	$561/mo	↑ $62.60more	12.6%
📦Other	$1,724/mo	$1,677/mo	↓ $46.84less	2.7%
🛒Groceries	$941/mo	$963/mo	↑ $22.11more	2.3%

🏠Housing

↑ 16.8%

Janesville, WI

$2,386

Phoenix, AZ

$2,788

Difference

$402

🚗Transportation

↑ 9.9%

Janesville, WI

$1,354

Phoenix, AZ

$1,489

Difference

$135

🏥Healthcare

↓ 16.5%

Janesville, WI

$705

Phoenix, AZ

$589

Difference

$117

less

⚡All Utilities

↑ 12.6%

Janesville, WI

$499

Phoenix, AZ

$561

Difference

$62.60

📦Other

↓ 2.7%

Janesville, WI

$1,724

Phoenix, AZ

$1,677

Difference

$46.84

less

🛒Groceries

↑ 2.3%

Janesville, WI

$941

Phoenix, AZ

$963

Difference

$22.11

🏠Rent Comparison

Studio

From$749

To$1,390

↑ $641

1 Bed

From$794

To$1,510

↑ $716

2 Bed

From$1,035

To$1,750

↑ $715

3 Bed

From$1,325

To$2,330

↑ $1,005

Janesville, WIZIP-level data

1BR range: $970–$970/mo

Phoenix, AZZIP-level data

1BR range: $1,300–$2,380/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,610

Monthly in Janesville, WI

$8,068

Monthly in Phoenix, AZ

$458

Difference

Home Values

Janesville

Phoenix

$286K

Median Value

$414K

↑ +5.9%

YoY Change

↓ -3.1%

↑ +46.8%

5-Year Change

↑ +30.2%

$267K - $306K

Price Range

$274K - $957K

Homes in Phoenix are 44% more expensive than Janesville

Calculate payment - Janesville Calculate payment - Phoenix

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $3.6K

Per year

Monthly Difference

$301

More take-home

Effective Rate Diff

2.4%

Rate difference

Janesville, WI

Federal Income Tax

Effective: 18.9%

$25.5K

Wisconsin State Tax

Effective: 5.9%

$8.8K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.6%

$45.9K

Take-Home Pay

$8,678/month

$104.1K

Phoenix, AZ

Federal Income Tax

Effective: 18.9%

$25.5K

Arizona State Tax

Effective: 3.5%

$5.2K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 28.2%

$42.2K

Take-Home Pay

$8,979/month

$107.8K

Additional Tax Information

Janesville, WI Tax Rates

Sales Tax:5.6%

Property Tax:1.8%

Phoenix, AZ Tax Rates

Sales Tax:8.5%

Property Tax:0.6%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.