Jefferson City, MO vs La Crosse, WI: Cost of Living

Which city costs less?

La Crosse, WI has a modeled overall cost index 12.0% higher than Jefferson City, MO.

Jefferson City, MO · modeled 2BR rent
$925 / month
La Crosse, WI · modeled 2BR rent
$1,130 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Jefferson City, MO and La Crosse, WI using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

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Estimated extra cost: $984/month in La Crosse, WI

$150,000 in your current city has a modeled equivalent of $161,805 in La Crosse, WI

Regional cost estimates: Jefferson City, MO uses St. Louis, MO. La Crosse, WI uses Madison, WI. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 12.0%
More expensive
Monthly Impact
$984
Extra cost
Annual Impact
$11.8K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Jefferson City, MO

Population:43K
Cost Index:
85.2
100 = national average
Typical Home:$262K

La Crosse, WI

Population:51K
Cost Index:
95.5
100 = national average
Typical Home:$255K

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Jefferson City, MO

The Show-Me State

43K
Population
State Tax
Yes

Located in Missouri, this city has a population of 43K residents.

La Crosse, WI

The Badger State

51K
Population
State Tax
Yes

Located in Wisconsin, this city has a population of 51K residents.

Cost Breakdown by Category

Estimated monthly spending: Jefferson City, MO vs La Crosse, WI

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 36.6%
Jefferson City, MO
$1,932
La Crosse, WI
$2,639
Difference
$707
more
Healthcare
↑ 31.5%
Jefferson City, MO
$610
La Crosse, WI
$802
Difference
$192
more
Transportation
↑ 7.4%
Jefferson City, MO
$1,394
La Crosse, WI
$1,498
Difference
$103
more
Other
↑ 3.4%
Jefferson City, MO
$1,843
La Crosse, WI
$1,907
Difference
$63.38
more
All Utilities
↓ 8.6%
Jefferson City, MO
$621
La Crosse, WI
$567
Difference
$53.24
less
Groceries
↓ 2.7%
Jefferson City, MO
$1,100
La Crosse, WI
$1,071
Difference
$29.16
less

🏠Rent Comparison

Studio
From$705
To$775
↑ $70.00
1 Bed
From$705
To$865
↑ $160
2 Bed
From$925
To$1,130
↑ $205
3 Bed
From$1,275
To$1,480
↑ $205
Jefferson City, MOZIP-level data

1BR range: $690–$720/mo

La Crosse, WIZIP-level data

1BR range: $830–$900/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Jefferson City, MO
$8,484
Monthly in La Crosse, WI
$984
Difference

Home Values

Jefferson City
La Crosse
$262K
Median Value
$255K
↑ +6.2%
YoY Change
↑ +2.8%
↑ +51.5%
5-Year Change
↑ +37.8%
$255K - $270K
Price Range
$230K - $280K

Homes in La Crosse are 3% less expensive than Jefferson City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $921
More taxes
Monthly Difference
$76.74
Less take-home
Effective Rate Diff
0.6%
Rate difference

Jefferson City, MO

Federal Income Tax
Effective: 18.9%
$25.5K
Missouri State Tax
Effective: 5.3%
$7.9K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.0%
$44.9K
Take-Home Pay
$8,755/month
$105.1K

La Crosse, WI

Federal Income Tax
Effective: 18.9%
$25.5K
Wisconsin State Tax
Effective: 5.9%
$8.8K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 30.6%
$45.9K
Take-Home Pay
$8,678/month
$104.1K

Additional Tax Information

Jefferson City, MO Tax Rates

Sales Tax:8.2%
Property Tax:1.0%

La Crosse, WI Tax Rates

Sales Tax:5.6%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Jefferson City
La Crosse
54 Moderate
Air Quality
42 Good
38%
Good Air Days
72.1%
99 High
Climate Risk
94 Moderate
🌊🌡🫨
Top Hazards
🌊🌪💨
▲+3.0°F
2050 Outlook
▲+3.4°F
39 days
Heat Days >95°F
10 days
▲+3.0°F
2050 Outlook
▲+3.4°F
39 days
Heat Days >95°F
10 days

Before moving from Jefferson City, MO to La Crosse, WI

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in La Crosse, WI for the same bedroom count and included utilities as your home in Jefferson City, MO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Jefferson City to La Crosse moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to La Crosse, WI by cost, housing, population and region.

Frequently Asked Questions: Jefferson City, MO vs La Crosse, WI

How do the cost estimates for Jefferson City, MO and La Crosse, WI compare?

La Crosse, WI has a modeled overall cost index 12.0% higher than Jefferson City, MO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Jefferson City, MO, the model estimates $161,805 in La Crosse, WI. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Jefferson City, MO and La Crosse, WI?

The modeled two-bedroom rents are $925/month in Jefferson City, MO and $1,130/month in La Crosse, WI. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Missouri and Wisconsin on TaxTakeHome.com

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