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Cost of Living Comparison 2026

📍 Jeffersontown, KY — ZIP-level rent data · COL adjusted from Louisville, KY area

$

Numbers update automatically as you type

You'd spend $1.7K/month more in Austin, TX

$150.0K in your current city equals $170.4K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from Louisville/Jefferson County, KY-IN area
Overall Cost
↑ 22.7%
More expensive
Monthly Impact
$1,700
Extra cost
Annual Impact
$20.4K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Jeffersontown, KY

Population:29K
Cost Index:100
Median Home:$328K

Austin, TX

Population:979K
Cost Index:123
Median Home:$558K

Jeffersontown, KY

The Bluegrass State

29K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 29K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Live music capital
  • •Major tech hub
  • •SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Jeffersontown, KY vs Austin, TX

🏠Housing
↑ 61.2%
Jeffersontown, KY
$1,789
Austin, TX
$2,885
Difference
$1,095
more
📦Other
↑ 17.3%
Jeffersontown, KY
$1,484
Austin, TX
$1,741
Difference
$257
more
⚡All Utilities
↑ 20.6%
Jeffersontown, KY
$449
Austin, TX
$541
Difference
$92.33
more
🚗Transportation
↑ 4.9%
Jeffersontown, KY
$1,223
Austin, TX
$1,284
Difference
$60.56
more
🏥Healthcare
↑ 8.1%
Jeffersontown, KY
$545
Austin, TX
$589
Difference
$44.00
more
🛒Groceries
↑ 3.5%
Jeffersontown, KY
$927
Austin, TX
$959
Difference
$32.70
more

🏠Rent Comparison

Studio
From$888
To$1,585
↑ $697
1 Bed
From$960
To$1,685
↑ $725
2 Bed
From$1,166
To$1,995
↑ $829
3 Bed
From$1,491
To$2,525
↑ $1,034
Jeffersontown, KYZIP-level data

1BR range: $1,210–$1,210/mo

Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,416
Monthly in Jeffersontown, KY
$7,998
Monthly in Austin, TX
$1,582
Difference

Home Values

Jeffersontown
Austin
$328K
Median Value
$558K
↑ +1.6%
YoY Change
↓ -5%
↑ +26.6%
5-Year Change
↑ +12.6%
$328K
Price Range
$272K - $1.26M

Homes in Austin are 70% more expensive than Jeffersontown

Calculate payment - JeffersontownCalculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $7.5K
Per year
Monthly Difference
$625
More take-home
Effective Rate Diff
5.0%
Rate difference

Jeffersontown, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Jeffersontown, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Jeffersontown
Austin
50 Good
Air Quality
52 Moderate
50.8%
Good Air Days
42.6%
98 High
Climate Risk
98 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.9°F
2050 Outlook
▲+2.5°F
37 days
Heat Days >95°F
98 days
▲+2.9°F
2050 Outlook
▲+2.5°F
37 days
Heat Days >95°F
98 days

💰 See how taxes change too — compare take-home pay between Kentucky and Texas on TaxTakeHome.com

Similar cost to Austin, TX

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