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Cost of Living Comparison 2026

๐Ÿ“ Jeffersontown, KY โ€” ZIP-level rent data ยท COL adjusted from Louisville, KY area

$

Numbers update automatically as you type

You'd spend $1.7K/month more in Phoenix, AZ

$150.0K in your current city equals $170.6K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from Louisville/Jefferson County, KY-IN area
Overall Cost
โ†‘ 22.9%
More expensive
Monthly Impact
$1,718
Extra cost
Annual Impact
$20.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Jeffersontown, KY

Population:29K
Cost Index:100
Median Home:$328K

Phoenix, AZ

Population:1608K
Cost Index:123
Median Home:$414K

Jeffersontown, KY

The Bluegrass State

29K
Population
State Tax
Yes

Located in Kentucky, this city has a population of 29K residents.

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Jeffersontown, KY vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 55.8%
Jeffersontown, KY
$1,789
Phoenix, AZ
$2,788
Difference
$999
more
๐Ÿš—Transportation
โ†‘ 21.7%
Jeffersontown, KY
$1,223
Phoenix, AZ
$1,489
Difference
$265
more
๐Ÿ“ฆOther
โ†‘ 13.0%
Jeffersontown, KY
$1,484
Phoenix, AZ
$1,677
Difference
$194
more
โšกAll Utilities
โ†‘ 25.1%
Jeffersontown, KY
$449
Phoenix, AZ
$561
Difference
$113
more
๐ŸฅHealthcare
โ†‘ 8.1%
Jeffersontown, KY
$545
Phoenix, AZ
$589
Difference
$44.00
more
๐Ÿ›’Groceries
โ†‘ 4.0%
Jeffersontown, KY
$927
Phoenix, AZ
$963
Difference
$36.70
more

๐Ÿ Rent Comparison

Studio
From$888
To$1,390
โ†‘ $502
1 Bed
From$960
To$1,510
โ†‘ $550
2 Bed
From$1,166
To$1,750
โ†‘ $584
3 Bed
From$1,491
To$2,330
โ†‘ $839
Jeffersontown, KYZIP-level data

1BR range: $1,210โ€“$1,210/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,416
Monthly in Jeffersontown, KY
$8,068
Monthly in Phoenix, AZ
$1,651
Difference

Home Values

Jeffersontown
Phoenix
$328K
Median Value
$414K
โ†‘ +1.6%
YoY Change
โ†“ -3.1%
โ†‘ +26.6%
5-Year Change
โ†‘ +30.2%
$328K
Price Range
$274K - $957K

Homes in Phoenix are 26% more expensive than Jeffersontown

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†‘ $2.3K
Per year
Monthly Difference
$189
More take-home
Effective Rate Diff
1.5%
Rate difference

Jeffersontown, KY

Federal Income Tax
Effective: 18.9%
$25.5K
Kentucky State Tax
Effective: 5.0%
$7.5K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.7%
$44.5K
Take-Home Pay
$8,791/month
$105.5K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Jeffersontown, KY Tax Rates

Sales Tax:6.0%
Property Tax:0.9%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Jeffersontown
Phoenix
50 Good
Air Quality
77 Moderate
50.8%
Good Air Days
9%
98 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒก๐ŸŒช
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
37 days
Heat Days >95ยฐF
162 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
37 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Kentucky and Arizona on TaxTakeHome.com

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