Is Bridgeport, CT cheaper than Jersey City, NJ?

Based on cost of living data, Bridgeport, CT is 22.3% cheaper than Jersey City, NJ. This translates to saving $1669 per month.

What salary do I need in Bridgeport, CT to live like I do in Jersey City, NJ?

If you earn $150,000 in Jersey City, NJ, you'd need approximately $129,972.519 in Bridgeport, CT to maintain the same standard of living.

How does housing cost compare between Jersey City, NJ and Bridgeport, CT?

Housing in Bridgeport, CT is 30.0% cheaper than in Jersey City, NJ. For a two-bedroom apartment, rent is $1,480/month in Bridgeport, CT compared to $2,625/month in Jersey City, NJ.

How much can I save per month by moving from Jersey City, NJ to Bridgeport, CT?

Moving from Jersey City, NJ to Bridgeport, CT could save you approximately $1669 per month, or $20027 per year, based on a $150,000 salary.

Jersey City, NJ vs Bridgeport, CT: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Jersey City, NJ

Numbers update automatically as you type

You'd save $1.7K/month moving to Bridgeport, CT

$150.0K in your current city equals $130.0K in Bridgeport, CT

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 22.3%

Less expensive

Monthly Impact

$1,669

Savings

Annual Impact

$20.0K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Jersey City, NJ

Population:292K

Cost Index:

100

100 = national average

Median Home:$637K

Bridgeport, CT

Population:148K

Cost Index:

(22% below avg)

Median Home:$307K

Jersey City, NJ

The Garden State

292K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 292K residents.

Bridgeport, CT

The Constitution State

148K

Population

State Tax

Yes

Located in Connecticut, this city has a population of 148K residents.

Cost Breakdown by Category

Annual spending: Jersey City, NJ vs Bridgeport, CT

Category	Jersey City, NJ	Bridgeport, CT	Difference	Change
Housing	$7,648/mo	$5,352/mo	↓ $2,297less	30.0%
Other	$2,034/mo	$1,581/mo	↓ $453less	22.3%
Transportation	$1,602/mo	$1,246/mo	↓ $357less	22.3%
Groceries	$1,165/mo	$1,027/mo	↓ $138less	11.8%
Healthcare	$688/mo	$606/mo	↓ $81.33less	11.8%
All Utilities	$600/mo	$529/mo	↓ $70.95less	11.8%

Housing

↓ 30.0%

Jersey City, NJ

$7,648

Bridgeport, CT

$5,352

Difference

$2,297

less

Other

↓ 22.3%

Jersey City, NJ

$2,034

Bridgeport, CT

$1,581

Difference

$453

less

Transportation

↓ 22.3%

Jersey City, NJ

$1,602

Bridgeport, CT

$1,246

Difference

$357

less

Groceries

↓ 11.8%

Jersey City, NJ

$1,165

Bridgeport, CT

$1,027

Difference

$138

less

Healthcare

↓ 11.8%

Jersey City, NJ

$688

Bridgeport, CT

$606

Difference

$81.33

less

All Utilities

↓ 11.8%

Jersey City, NJ

$600

Bridgeport, CT

$529

Difference

$70.95

less

🏠Rent Comparison

Studio

From$2,285

To$1,021

↓ $1,264

1 Bed

From$2,335

To$1,239

↓ $1,096

2 Bed

From$2,625

To$1,480

↓ $1,145

3 Bed

From$3,195

To$1,791

↓ $1,404

Jersey City, NJZIP-level data

1BR range: $2,080–$3,680/mo

Bridgeport, CTZIP-level data

1BR range: $1,780–$1,920/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,737

Monthly in Jersey City, NJ

$10,341

Monthly in Bridgeport, CT

$3,396

Difference

Home Values

Jersey City

Bridgeport

$637K

Median Value

$307K

↓ -0.8%

YoY Change

↑ +5.8%

↑ +14.6%

5-Year Change

↑ +56%

$525K - $1.16M

Price Range

$286K - $378K

Homes in Bridgeport are 52% less expensive than Jersey City

Calculate payment - Jersey City Calculate payment - Bridgeport

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $620

More taxes

Monthly Difference

$51.63

Less take-home

Effective Rate Diff

0.4%

Rate difference

Jersey City, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Bridgeport, CT

Federal Income Tax

Effective: 18.9%

$25.5K

Connecticut State Tax

Effective: 5.4%

$8.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$45.1K

Take-Home Pay

$8,745/month

$104.9K

Additional Tax Information

Jersey City, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Bridgeport, CT Tax Rates

Sales Tax:6.3%

Property Tax:2.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.