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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd spend $237/month more in Los Angeles, CA

$150.0K in your current city equals $152.8K in Los Angeles, CA

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area
Overall Cost
3.2%
More expensive
Monthly Impact
$237
Extra cost
Annual Impact
$2.8K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Jersey City, NJ

Population:292K
Cost Index:
100
100 = national average
Median Home:$637K

Los Angeles, CA

Population:3899K
Cost Index:
103
(3% above avg)
Median Home:$885K

Jersey City, NJ

The Garden State

292K
Population
State Tax
Yes

Located in New Jersey, this city has a population of 292K residents.

Los Angeles, CA

The Golden State

3.9M
Population
State Tax
Yes
Climate
Mediterranean

Notable Facts

  • Entertainment capital of the world
  • Major Pacific Rim trade center
  • Diverse metropolitan area

Major Industries

EntertainmentTechnologyInternational TradeTourism

Cost Breakdown by Category

Annual spending: Jersey City, NJ vs Los Angeles, CA

Transportation
34.7%
Jersey City, NJ
$1,602
Los Angeles, CA
$2,158
Difference
$556
more
Other
14.9%
Jersey City, NJ
$2,034
Los Angeles, CA
$1,731
Difference
$303
less
Healthcare
19.5%
Jersey City, NJ
$688
Los Angeles, CA
$554
Difference
$134
less
Groceries
10.7%
Jersey City, NJ
$1,165
Los Angeles, CA
$1,040
Difference
$125
less
Housing
1.3%
Jersey City, NJ
$7,648
Los Angeles, CA
$7,749
Difference
$101
more
All Utilities
7.1%
Jersey City, NJ
$600
Los Angeles, CA
$557
Difference
$42.62
less

🏠Rent Comparison

Studio
From$2,285
To$1,910
$375
1 Bed
From$2,335
To$2,135
$200
2 Bed
From$2,625
To$2,660
$35.00
3 Bed
From$3,195
To$3,370
$175
Jersey City, NJZIP-level data

1BR range: $2,080$3,680/mo

Los Angeles, CAZIP-level data

1BR range: $1,630$3,130/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,737
Monthly in Jersey City, NJ
$13,790
Monthly in Los Angeles, CA
$52.96
Difference

Home Values

Jersey City
Los Angeles
$637K
Median Value
$885K
↓ -0.8%
YoY Change
↓ -3.4%
↑ +14.6%
5-Year Change
↑ +13.1%
$525K - $1.16M
Price Range
$531K - $3.01M

Homes in Los Angeles are 39% more expensive than Jersey City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$3.2K
More taxes
Monthly Difference
$266
Less take-home
Effective Rate Diff
2.1%
Rate difference

Jersey City, NJ

Federal Income Tax
Effective: 18.9%
$25.5K
New Jersey State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,796/month
$105.6K

Los Angeles, CA

Federal Income Tax
Effective: 18.9%
$25.5K
California State Tax
Effective: 7.1%
$10.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.8%
$47.6K
Take-Home Pay
$8,530/month
$102.4K

Additional Tax Information

Jersey City, NJ Tax Rates

Sales Tax:6.6%
Property Tax:2.5%

Los Angeles, CA Tax Rates

Sales Tax:10.5%
Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Jersey City
Los Angeles
41 Good
Air Quality
80 Moderate
71.3%
Good Air Days
10.4%
97 High
Climate Risk
100 Very High
🌊🌅🌡
Top Hazards
🔥🌊🌅
+2.8°F
2050 Outlook
+2.6°F
12 days
Heat Days >95°F
17 days
+2.8°F
2050 Outlook
+2.6°F
12 days
Heat Days >95°F
17 days

💰 See how taxes change too — compare take-home pay between New Jersey and California on TaxTakeHome.com

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