Is Stamford, CT cheaper than Jersey City, NJ?

Based on cost of living data, Stamford, CT is 13.8% cheaper than Jersey City, NJ. This translates to saving $1038 per month.

What salary do I need in Stamford, CT to live like I do in Jersey City, NJ?

If you earn $150,000 in Jersey City, NJ, you'd need approximately $137,549.854 in Stamford, CT to maintain the same standard of living.

How does housing cost compare between Jersey City, NJ and Stamford, CT?

Housing in Stamford, CT is 22.5% cheaper than in Jersey City, NJ. For a two-bedroom apartment, rent is $2,036/month in Stamford, CT compared to $2,625/month in Jersey City, NJ.

How much can I save per month by moving from Jersey City, NJ to Stamford, CT?

Moving from Jersey City, NJ to Stamford, CT could save you approximately $1038 per month, or $12450 per year, based on a $150,000 salary.

Jersey City, NJ vs Stamford, CT: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Jersey City, NJ

Numbers update automatically as you type

You'd save $1.0K/month moving to Stamford, CT

$150.0K in your current city equals $137.5K in Stamford, CT

Rent data from HUD ZIP-level estimates · COL index from New York-Newark-Jersey City, NY-NJ-PA area

Overall Cost

↓ 13.8%

Less expensive

Monthly Impact

$1,038

Savings

Annual Impact

$12.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Jersey City, NJ

Population:292K

Cost Index:

100

100 = national average

Median Home:$637K

Stamford, CT

Population:136K

Cost Index:

(14% below avg)

Median Home:$609K

Jersey City, NJ

The Garden State

292K

Population

State Tax

Yes

Located in New Jersey, this city has a population of 292K residents.

Stamford, CT

The Constitution State

136K

Population

State Tax

Yes

Located in Connecticut, this city has a population of 136K residents.

Cost Breakdown by Category

Annual spending: Jersey City, NJ vs Stamford, CT

Category	Jersey City, NJ	Stamford, CT	Difference	Change
Housing	$7,648/mo	$5,931/mo	↓ $1,717less	22.5%
Other	$2,034/mo	$1,753/mo	↓ $281less	13.8%
Transportation	$1,602/mo	$1,381/mo	↓ $222less	13.8%
Groceries	$1,165/mo	$1,082/mo	↓ $83.59less	7.2%
Healthcare	$688/mo	$638/mo	↓ $49.34less	7.2%
All Utilities	$600/mo	$557/mo	↓ $43.04less	7.2%

Housing

↓ 22.5%

Jersey City, NJ

$7,648

Stamford, CT

$5,931

Difference

$1,717

less

Other

↓ 13.8%

Jersey City, NJ

$2,034

Stamford, CT

$1,753

Difference

$281

less

Transportation

↓ 13.8%

Jersey City, NJ

$1,602

Stamford, CT

$1,381

Difference

$222

less

Groceries

↓ 7.2%

Jersey City, NJ

$1,165

Stamford, CT

$1,082

Difference

$83.59

less

Healthcare

↓ 7.2%

Jersey City, NJ

$688

Stamford, CT

$638

Difference

$49.34

less

All Utilities

↓ 7.2%

Jersey City, NJ

$600

Stamford, CT

$557

Difference

$43.04

less

🏠Rent Comparison

Studio

From$2,285

To$1,406

↓ $879

1 Bed

From$2,335

To$1,707

↓ $628

2 Bed

From$2,625

To$2,036

↓ $589

3 Bed

From$3,195

To$2,461

↓ $734

Jersey City, NJZIP-level data

1BR range: $2,080–$3,680/mo

Stamford, CTZIP-level data

1BR range: $2,100–$2,650/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,737

Monthly in Jersey City, NJ

$11,341

Monthly in Stamford, CT

$2,396

Difference

Home Values

Jersey City

Stamford

$637K

Median Value

$609K

↓ -0.8%

YoY Change

↑ +4.9%

↑ +14.6%

5-Year Change

↑ +40.5%

$525K - $1.16M

Price Range

$369K - $1.05M

Homes in Stamford are 4% less expensive than Jersey City

Calculate payment - Jersey City Calculate payment - Stamford

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $620

More taxes

Monthly Difference

$51.63

Less take-home

Effective Rate Diff

0.4%

Rate difference

Jersey City, NJ

Federal Income Tax

Effective: 18.9%

$25.5K

New Jersey State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,796/month

$105.6K

Stamford, CT

Federal Income Tax

Effective: 18.9%

$25.5K

Connecticut State Tax

Effective: 5.4%

$8.1K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$45.1K

Take-Home Pay

$8,745/month

$104.9K

Additional Tax Information

Jersey City, NJ Tax Rates

Sales Tax:6.6%

Property Tax:2.5%

Stamford, CT Tax Rates

Sales Tax:6.3%

Property Tax:2.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.