Jersey Village, TX vs River Oaks, TX: Cost of Living

Which city costs less?

River Oaks, TX has a modeled overall cost index 0.6% higher than Jersey Village, TX.

Jersey Village, TX · modeled 2BR rent
$1,530 / month
River Oaks, TX · modeled 2BR rent
$1,450 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Jersey Village, TX and River Oaks, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $15.48/month in River Oaks, TX

$150,000 in your current city has a modeled equivalent of $150,186 in River Oaks, TX

Regional cost estimates: Jersey Village, TX uses Houston, TX. River Oaks, TX uses Fort Worth, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 0.6%
More expensive
Monthly Impact
$15.48
Extra cost
Annual Impact
$186
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Jersey Village, TX

Population:8K
Cost Index:
84.5
100 = national average
Typical Home:$258K

River Oaks, TX

Population:7K
Cost Index:
85.0
100 = national average
Typical Home:$228K

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Jersey Village, TX

The Lone Star State

8K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 8K residents.

💡 Advantage: Texas has no state income tax!

River Oaks, TX

The Lone Star State

7K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 7K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Jersey Village, TX vs River Oaks, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Transportation
↓ 9.5%
Jersey Village, TX
$1,478
River Oaks, TX
$1,338
Difference
$140
less
Housing
↑ 4.2%
Jersey Village, TX
$2,011
River Oaks, TX
$2,096
Difference
$85.40
more
Healthcare
↑ 9.2%
Jersey Village, TX
$612
River Oaks, TX
$669
Difference
$56.48
more
Groceries
↑ 2.0%
Jersey Village, TX
$993
River Oaks, TX
$1,013
Difference
$19.60
more
Other
↓ 0.3%
Jersey Village, TX
$1,803
River Oaks, TX
$1,797
Difference
$5.96
less
All Utilities
↓ 0.0%
Jersey Village, TX
$602
River Oaks, TX
$602
Difference
$0.08
less

🏠Rent Comparison

Studio
From$1,240
To$1,200
↓ $40.00
1 Bed
From$1,290
To$1,240
↓ $50.00
2 Bed
From$1,530
To$1,450
↓ $80.00
3 Bed
From$2,060
To$1,910
↓ $150
Jersey Village, TXZIP-level data

1BR range: $1,290–$1,290/mo

River Oaks, TXZIP-level data

1BR range: $1,240–$1,240/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Jersey Village, TX
$7,515
Monthly in River Oaks, TX
$15.48
Difference

Home Values

Jersey Village
River Oaks
$258K
Median Value
$228K
↓ -3.4%
YoY Change
↓ -2.6%
↑ +27.5%
5-Year Change
↑ +27.7%

Homes in River Oaks are 11% less expensive than Jersey Village

Calculate payment - Jersey VillageCalculate payment - River Oaks

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Jersey Village, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

River Oaks, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Jersey Village, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

River Oaks, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Jersey Village
River Oaks
61 Moderate
Air Quality
54 Moderate
13.7%
Good Air Days
35.5%
100 Very High
Climate Risk
99 High
🌊🌅🌀
Top Hazards
🌊🌡🌪
▲+2.2°F
2050 Outlook
▲+2.7°F
64 days
Heat Days >95°F
94 days
▲+2.2°F
2050 Outlook
▲+2.7°F
64 days
Heat Days >95°F
94 days

Before moving from Jersey Village, TX to River Oaks, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in River Oaks, TX for the same bedroom count and included utilities as your home in Jersey Village, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Jersey Village to River Oaks moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to River Oaks, TX by cost, housing, population and region.

Frequently Asked Questions: Jersey Village, TX vs River Oaks, TX

How do the cost estimates for Jersey Village, TX and River Oaks, TX compare?

River Oaks, TX has a modeled overall cost index 0.6% higher than Jersey Village, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Jersey Village, TX, the model estimates $150,186 in River Oaks, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Jersey Village, TX and River Oaks, TX?

The modeled two-bedroom rents are $1,530/month in Jersey Village, TX and $1,450/month in River Oaks, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

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