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Cost of Living Comparison 2026

๐Ÿ“ Johnson City, TN โ€” ZIP-level rent data ยท COL adjusted from Charlotte, NC area

$

Numbers update automatically as you type

You'd spend $1.4K/month more in Phoenix, AZ

$150.0K in your current city equals $166.7K in Phoenix, AZ

Rent data from HUD ZIP-level estimates ยท COL index from area
Overall Cost
โ†‘ 18.6%
More expensive
Monthly Impact
$1,392
Extra cost
Annual Impact
$16.7K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Johnson City, TN

Population:73K
Cost Index:100
Median Home:$265K

Phoenix, AZ

Population:1608K
Cost Index:119
Median Home:$414K

Johnson City, TN

The Volunteer State

73K
Population
State Tax
No Income Tax

Located in Tennessee, this city has a population of 73K residents.

๐Ÿ’ก Advantage: Tennessee has no state income tax!

Phoenix, AZ

The Grand Canyon State

1.6M
Population
State Tax
Yes
Climate
Hot desert

Notable Facts

  • โ€ขFastest growing major city
  • โ€ขDesert metropolis
  • โ€ขSpring training capital

Major Industries

TechnologyHealthcareTourismManufacturing

Cost Breakdown by Category

Annual spending: Johnson City, TN vs Phoenix, AZ

๐Ÿ Housing
โ†‘ 39.9%
Johnson City, TN
$1,994
Phoenix, AZ
$2,788
Difference
$795
more
๐Ÿš—Transportation
โ†‘ 38.0%
Johnson City, TN
$1,079
Phoenix, AZ
$1,489
Difference
$410
more
๐Ÿ“ฆOther
โ†‘ 9.5%
Johnson City, TN
$1,532
Phoenix, AZ
$1,677
Difference
$145
more
โšกAll Utilities
โ†‘ 14.1%
Johnson City, TN
$492
Phoenix, AZ
$561
Difference
$69.44
more
๐Ÿ›’Groceries
โ†‘ 2.8%
Johnson City, TN
$937
Phoenix, AZ
$963
Difference
$26.16
more
๐ŸฅHealthcare
โ†“ 2.6%
Johnson City, TN
$605
Phoenix, AZ
$589
Difference
$15.93
less

๐Ÿ Rent Comparison

Studio
From$763
To$1,390
โ†‘ $627
1 Bed
From$763
To$1,510
โ†‘ $747
2 Bed
From$969
To$1,750
โ†‘ $781
3 Bed
From$1,198
To$2,330
โ†‘ $1,132
Johnson City, TNZIP-level data

1BR range: $950โ€“$1,000/mo

Phoenix, AZZIP-level data

1BR range: $1,300โ€“$2,380/mo

๐Ÿ’ก Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$6,638
Monthly in Johnson City, TN
$8,068
Monthly in Phoenix, AZ
$1,430
Difference

Home Values

Johnson City
Phoenix
$265K
Median Value
$414K
โ†“ -0.6%
YoY Change
โ†“ -3.1%
โ†‘ +48.2%
5-Year Change
โ†‘ +30.2%
$257K - $274K
Price Range
$274K - $957K

Homes in Phoenix are 56% more expensive than Johnson City

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
โ†“ $5.2K
More taxes
Monthly Difference
$436
Less take-home
Effective Rate Diff
3.5%
Rate difference

Johnson City, TN

Federal Income Tax
Effective: 18.9%
$25.5K
Tennessee State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Phoenix, AZ

Federal Income Tax
Effective: 18.9%
$25.5K
Arizona State Tax
Effective: 3.5%
$5.2K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.2%
$42.2K
Take-Home Pay
$8,979/month
$107.8K

Additional Tax Information

Johnson City, TN Tax Rates

Sales Tax:9.5%
Property Tax:0.7%

Phoenix, AZ Tax Rates

Sales Tax:8.5%
Property Tax:0.6%

๐Ÿ’ก Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Johnson City
Phoenix
51 Moderate
Air Quality
77 Moderate
46.2%
Good Air Days
9%
97 High
Climate Risk
100 Very High
๐ŸŒŠ๐ŸŒช๐Ÿ’จ
Top Hazards
๐Ÿ”ฅ๐ŸŒŠ๐ŸŒก
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
36 days
Heat Days >95ยฐF
162 days
โ–ฒ+2.9ยฐF
2050 Outlook
โ–ฒ+2.7ยฐF
36 days
Heat Days >95ยฐF
162 days

๐Ÿ’ฐ See how taxes change too โ€” compare take-home pay between Tennessee and Arizona on TaxTakeHome.com

Where your money goes further

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