Johnson City, TX vs Garden Ridge, TX: Cost of Living

Which city costs less?

Garden Ridge, TX has a modeled overall cost index 9.8% lower than Johnson City, TX.

Johnson City, TX · modeled 2BR rent
$1,760 / month
Garden Ridge, TX · modeled 2BR rent
$2,140 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

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Cost of Living Comparison 2026

Compare Johnson City, TX and Garden Ridge, TX using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated savings: $802/month in Garden Ridge, TX

$150,000 in your current city has a modeled equivalent of $140,377 in Garden Ridge, TX

Regional cost estimates: Johnson City, TX uses Austin, TX. Garden Ridge, TX uses San Antonio, TX. Available city ZIP rent estimates are shown separately.
Overall Cost
↓ 9.8%
Less expensive
Monthly Impact
$802
Savings
Annual Impact
$9.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Johnson City, TX

Population:2K
Cost Index:
88.1
100 = national average
Typical Home:$609K

Garden Ridge, TX

Population:4K
Cost Index:
79.4
100 = national average
Typical Home:$564K

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Johnson City, TX

The Lone Star State

2K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 2K residents.

💡 Advantage: Texas has no state income tax!

Garden Ridge, TX

The Lone Star State

4K
Population
State Tax
No Income Tax

Located in Texas, this city has a population of 4K residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Estimated monthly spending: Johnson City, TX vs Garden Ridge, TX

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↓ 25.7%
Johnson City, TX
$2,471
Garden Ridge, TX
$1,836
Difference
$635
less
Healthcare
↓ 9.6%
Johnson City, TX
$606
Garden Ridge, TX
$548
Difference
$58.23
less
Other
↓ 3.4%
Johnson City, TX
$1,657
Garden Ridge, TX
$1,600
Difference
$57.00
less
All Utilities
↓ 7.4%
Johnson City, TX
$557
Garden Ridge, TX
$515
Difference
$41.47
less
Groceries
↓ 3.8%
Johnson City, TX
$987
Garden Ridge, TX
$950
Difference
$37.70
less
Transportation
↑ 2.3%
Johnson City, TX
$1,222
Garden Ridge, TX
$1,250
Difference
$27.77
more

🏠Rent Comparison

Studio
From$1,400
To$1,620
↑ $220
1 Bed
From$1,490
To$1,770
↑ $280
2 Bed
From$1,760
To$2,140
↑ $380
3 Bed
From$2,240
To$2,750
↑ $510
Johnson City, TXZIP-level data

1BR range: $1,490–$1,490/mo

Garden Ridge, TXZIP-level data

1BR range: $1,770–$1,770/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Johnson City, TX
$6,698
Monthly in Garden Ridge, TX
$802
Difference

Home Values

Johnson City
Garden Ridge
$609K
Median Value
$564K
↓ -3%
YoY Change
↓ -2.3%
↑ +38.8%
5-Year Change
↑ +30.4%

Homes in Garden Ridge are 7% less expensive than Johnson City

Calculate payment - Johnson CityCalculate payment - Garden Ridge

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
→ $0
Same taxes
Monthly Difference
$0
Same take-home
Effective Rate Diff
0.0%
Rate difference

Johnson City, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Garden Ridge, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Johnson City, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

Garden Ridge, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Johnson City
Garden Ridge
52 Moderate
Air Quality
52 Moderate
42.6%
Good Air Days
47.5%
98 High
Climate Risk
99 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+2.5°F
2050 Outlook
▲+2.6°F
98 days
Heat Days >95°F
105 days
▲+2.5°F
2050 Outlook
▲+2.6°F
98 days
Heat Days >95°F
105 days

Before moving from Johnson City, TX to Garden Ridge, TX

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Garden Ridge, TX for the same bedroom count and included utilities as your home in Johnson City, TX. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Johnson City to Garden Ridge moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Garden Ridge, TX by cost, housing, population and region.

Frequently Asked Questions: Johnson City, TX vs Garden Ridge, TX

How do the cost estimates for Johnson City, TX and Garden Ridge, TX compare?

Garden Ridge, TX has a modeled overall cost index 9.8% lower than Johnson City, TX. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Johnson City, TX, the model estimates $140,377 in Garden Ridge, TX. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Johnson City, TX and Garden Ridge, TX?

The modeled two-bedroom rents are $1,760/month in Johnson City, TX and $2,140/month in Garden Ridge, TX. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

Where your money goes further

Cities cheaper than Johnson City, TX on a $150.0K salary

1.St. Louis, MO
Save $35.31/mo
2.Indianapolis, IN
Save $5.36/mo

Similar cost to Garden Ridge, TX

Other cities in a similar price range

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