Johnstown, CO vs American Canyon, CA: Cost of Living

Which city costs less?

American Canyon, CA has a modeled overall cost index 51.9% higher than Johnstown, CO.

Johnstown, CO · modeled 2BR rent: $1,840 / month
American Canyon, CA · modeled 2BR rent: $2,180 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓

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Cost of Living Comparison 2026

Compare Johnstown, CO and American Canyon, CA using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

Current salary in Johnstown, CO

Numbers update automatically as you type

Estimated extra cost: $3,845/month in American Canyon, CA

$150,000 in your current city has a modeled equivalent of $196,139 in American Canyon, CA

Regional cost estimates: Johnstown, CO uses Denver, CO. American Canyon, CA uses Oakland, CA. Available city ZIP rent estimates are shown separately.

Overall Cost

↑ 51.9%

More expensive

Monthly Impact

$3,845

Extra cost

Annual Impact

$46.1K

Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Johnstown, CO

Population:20K

Cost Index:

100.3

100 = national average

Typical Home:$505K

American Canyon, CA

Population:21K

Cost Index:

152.3

100 = national average

Typical Home:$494K

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Johnstown, CO

The Centennial State

20K

Population

State Tax

Yes

Located in Colorado, this city has a population of 20K residents.

American Canyon, CA

The Golden State

21K

Population

State Tax

Yes

Located in California, this city has a population of 21K residents.

Cost Breakdown by Category

Estimated monthly spending: Johnstown, CO vs American Canyon, CA

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Category	Johnstown, CO	American Canyon, CA	Difference	Change
Housing	$2,597/mo	$5,553/mo	↑ $2,956more	113.8%
Transportation	$1,298/mo	$1,941/mo	↑ $642more	49.5%
Groceries	$958/mo	$1,085/mo	↑ $127more	13.3%
Other	$1,576/mo	$1,686/mo	↑ $110more	7.0%
Healthcare	$588/mo	$661/mo	↑ $73.21more	12.5%
All Utilities	$483/mo	$419/mo	↓ $63.52less	13.2%

Housing

↑ 113.8%

Johnstown, CO

$2,597

American Canyon, CA

$5,553

Difference

$2,956

Transportation

↑ 49.5%

Johnstown, CO

$1,298

American Canyon, CA

$1,941

Difference

$642

Groceries

↑ 13.3%

Johnstown, CO

$958

American Canyon, CA

$1,085

Difference

$127

Other

↑ 7.0%

Johnstown, CO

$1,576

American Canyon, CA

$1,686

Difference

$110

Healthcare

↑ 12.5%

Johnstown, CO

$588

American Canyon, CA

$661

Difference

$73.21

All Utilities

↓ 13.2%

Johnstown, CO

$483

American Canyon, CA

$419

Difference

$63.52

less

🏠Rent Comparison

Studio

From$1,430

To$1,560

↑ $130

1 Bed

From$1,500

To$1,710

↑ $210

2 Bed

From$1,840

To$2,180

↑ $340

3 Bed

From$2,550

To$2,960

↑ $410

Johnstown, COZIP-level data

1BR range: $1,500–$1,500/mo

American Canyon, CAZIP-level data

1BR range: $1,710–$1,710/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500

Monthly in Johnstown, CO

$11,345

Monthly in American Canyon, CA

$3,845

Difference

Home Values

Johnstown

American Canyon

$505K

Median Value

$494K

↓ -3.2%

YoY Change

↓ -6.2%

↑ +19.1%

5-Year Change

↑ +11.2%

Homes in American Canyon are 2% less expensive than Johnstown

Calculate payment - Johnstown Calculate payment - American Canyon

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $4.0K

More taxes

Monthly Difference

$336

Less take-home

Effective Rate Diff

2.7%

Rate difference

Johnstown, CO

Federal Income Tax

Effective: 18.9%

$25.5K

Colorado State Tax

Effective: 4.4%

$6.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.1%

$43.6K

Take-Home Pay

$8,866/month

$106.4K

American Canyon, CA

Federal Income Tax

Effective: 18.9%

$25.5K

California State Tax

Effective: 7.1%

$10.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 31.8%

$47.6K

Take-Home Pay

$8,530/month

$102.4K

Additional Tax Information

Johnstown, CO Tax Rates

Sales Tax:7.8%

Property Tax:0.5%

American Canyon, CA Tax Rates

Sales Tax:10.5%

Property Tax:0.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Johnstown

American Canyon

55 Moderate

Air Quality

49 Good

35.2%

Good Air Days

53%

95 High

Climate Risk

100 Very High

🌊🌪💨

Top Hazards

🔥🌊🌅

▲+3.3°F

2050 Outlook

▲+1.9°F

28 days

Heat Days >95°F

2 days

▲+3.3°F

2050 Outlook

▲+1.9°F

28 days

Heat Days >95°F

2 days

Before moving from Johnstown, CO to American Canyon, CA

Use this comparison to shortlist a move, then check the costs that depend on your household.

Compare actual homes. Get current quotes in American Canyon, CA for the same bedroom count and included utilities as your home in Johnstown, CO. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Johnstown to American Canyon moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to American Canyon, CA by cost, housing, population and region.

Frequently Asked Questions: Johnstown, CO vs American Canyon, CA

How do the cost estimates for Johnstown, CO and American Canyon, CA compare?

American Canyon, CA has a modeled overall cost index 51.9% higher than Johnstown, CO. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Johnstown, CO, the model estimates $196,139 in American Canyon, CA. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Johnstown, CO and American Canyon, CA?

The modeled two-bedroom rents are $1,840/month in Johnstown, CO and $2,180/month in American Canyon, CA. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Colorado and California on TaxTakeHome.com