Johnstown, OH vs Chisago City, MN: Cost of Living

Which city costs less?

Chisago City, MN has a modeled overall cost index 19.6% higher than Johnstown, OH.

Johnstown, OH · modeled 2BR rent
$1,310 / month
Chisago City, MN · modeled 2BR rent
$1,520 / month

These are saved estimates, not current rental listings. Some cities use adjusted regional data. Your household budget can differ from the overall index. Sources and assumptions

Adjust your income and compare the budget ↓
Tap to swap

Cost of Living Comparison 2026

Compare Johnstown, OH and Chisago City, MN using saved regional data and explicit budgeting assumptions. Rent estimates are not live listings. Change the salary below, then check the source notes before applying a result to your household.

Saved regional estimates · Sources and assumptions

$
Numbers update automatically as you type

Estimated extra cost: $1,304/month in Chisago City, MN

$150,000 in your current city has a modeled equivalent of $165,647 in Chisago City, MN

Regional cost estimates: Johnstown, OH uses Columbus, OH. Chisago City, MN uses Saint Paul, MN. Available city ZIP rent estimates are shown separately.
Overall Cost
↑ 19.6%
More expensive
Monthly Impact
$1,304
Extra cost
Annual Impact
$15.6K
Per year

Assumes 60% of current gross income goes to living costs. The headline uses the category budget below; taxes, moving costs and savings goals are excluded.

Johnstown, OH

Population:5K
Cost Index:
80.0
100 = national average
Typical Home:$423K

Chisago City, MN

Population:6K
Cost Index:
95.7
100 = national average
Typical Home:$417K

Planning the move to Chisago City?

Organize packing, address changes, and moving-day tasks with a free checklist. Your progress saves in this browser. No account needed.

Plan my move with the free checklist

Johnstown, OH

The Buckeye State

5K
Population
State Tax
Yes

Located in Ohio, this city has a population of 5K residents.

Chisago City, MN

The North Star State

6K
Population
State Tax
Yes

Located in Minnesota, this city has a population of 6K residents.

Cost Breakdown by Category

Estimated monthly spending: Johnstown, OH vs Chisago City, MN

Assumes 60% of your current gross income is spent on these categories. The headline and totals use this same budget. Rent estimates below are separate reference data. Rounded amounts may differ by $1.

Housing
↑ 35.0%
Johnstown, OH
$1,998
Chisago City, MN
$2,697
Difference
$699
more
Other
↑ 13.6%
Johnstown, OH
$1,683
Chisago City, MN
$1,912
Difference
$229
more
Healthcare
↑ 26.1%
Johnstown, OH
$697
Chisago City, MN
$878
Difference
$182
more
Groceries
↑ 7.5%
Johnstown, OH
$1,112
Chisago City, MN
$1,196
Difference
$83.77
more
All Utilities
↑ 10.8%
Johnstown, OH
$533
Chisago City, MN
$590
Difference
$57.55
more
Transportation
↑ 3.6%
Johnstown, OH
$1,477
Chisago City, MN
$1,530
Difference
$52.88
more

🏠Rent Comparison

Studio
From$1,020
To$1,100
↑ $80.00
1 Bed
From$1,090
To$1,250
↑ $160
2 Bed
From$1,310
To$1,520
↑ $210
3 Bed
From$1,570
To$2,020
↑ $450
Johnstown, OHZIP-level data

1BR range: $1,090–$1,090/mo

Chisago City, MNZIP-level data

1BR range: $1,250–$1,250/mo

💡 Note: HUD Fair Market Rents estimate 40th-percentile gross rents, including most tenant-paid utilities. City ZIP summaries are medians of those estimates, not market median rents. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,500
Monthly in Johnstown, OH
$8,804
Monthly in Chisago City, MN
$1,304
Difference

Home Values

Johnstown
Chisago City
$423K
Median Value
$417K
↑ +2.6%
YoY Change
↑ +1.7%
↑ +46.5%
5-Year Change
↑ +24.7%

Homes in Chisago City are 1% less expensive than Johnstown

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↓ $6.0K
More taxes
Monthly Difference
$500
Less take-home
Effective Rate Diff
4.0%
Rate difference

Johnstown, OH

Federal Income Tax
Effective: 18.9%
$25.5K
Ohio State Tax
Effective: 3.0%
$4.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 27.6%
$41.4K
Take-Home Pay
$9,047/month
$108.6K

Chisago City, MN

Federal Income Tax
Effective: 18.9%
$25.5K
Minnesota State Tax
Effective: 7.0%
$10.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.6%
$47.4K
Take-Home Pay
$8,546/month
$102.6K

Additional Tax Information

Johnstown, OH Tax Rates

Sales Tax:7.2%
Property Tax:1.6%

Chisago City, MN Tax Rates

Sales Tax:8.0%
Property Tax:1.1%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Johnstown
Chisago City
53 Moderate
Air Quality
36 Good
41.3%
Good Air Days
72.4%
98 High
Climate Risk
95 High
🌊🌡🌪
Top Hazards
🌊🌡🌪
▲+3.1°F
2050 Outlook
▲+3.7°F
18 days
Heat Days >95°F
14 days
▲+3.1°F
2050 Outlook
▲+3.7°F
18 days
Heat Days >95°F
14 days

Before moving from Johnstown, OH to Chisago City, MN

Use this comparison to shortlist a move, then check the costs that depend on your household.

  1. Compare actual homes. Get current quotes in Chisago City, MN for the same bedroom count and included utilities as your home in Johnstown, OH. Add parking, deposits, insurance and any overlapping leases. The rent estimates above are a starting point, not available listings.
  2. Confirm your income. Check your expected pay with your employer, including any location adjustment. Use “Different salary at destination?” above to compare two incomes. The budget model excludes taxes and one-time moving costs; it is not a take-home-pay calculation.
  3. Price your daily routine. Check the commute from a specific address to work, school or childcare. Add household expenses missing from this model, such as childcare, debt payments and medical needs. Verify local services before signing a lease.
  4. Plan the transition. Get moving quotes and budget for travel, setup costs and time off. Open your Johnstown to Chisago City moving checklist to organize the tasks and timing.

Still choosing a destination? Explore cities similar to Chisago City, MN by cost, housing, population and region.

Frequently Asked Questions: Johnstown, OH vs Chisago City, MN

How do the cost estimates for Johnstown, OH and Chisago City, MN compare?

Chisago City, MN has a modeled overall cost index 19.6% higher than Johnstown, OH. This is a broad model comparison, not a survey of today's prices or a forecast of your household spending. Some cities use adjusted regional fallback data.

What does the equivalent salary mean?

At a $150,000 salary in Johnstown, OH, the model estimates $165,647 in Chisago City, MN. It allocates 60% of gross income to the origin city’s category budget and applies each destination category’s relative cost. The equivalent salary adds the total category difference to your income. The monthly difference is the same category difference divided by 12; it is not take-home pay or guaranteed savings. Household size, childcare and your actual lease are not inputs to this calculation.

What rent estimates are available for Johnstown, OH and Chisago City, MN?

The modeled two-bedroom rents are $1,310/month in Johnstown, OH and $1,520/month in Chisago City, MN. Where available, the source is a city median of HUD FY2026 ZIP-level estimates; otherwise a saved metro table is used. City adjustments may also apply. These are not asking rents or available listings. Compare actual properties with the same bedroom count and included utilities.

How should I use this comparison before moving?

Use it to shortlist locations, then replace modeled costs with a current housing quote, employer-confirmed income, commute costs, insurance and your household's other expenses. Add one-time moving costs separately. Source years differ and the saved datasets are not a live price feed. Read the methodology for the formulas and fallback rules.

💰 See how taxes change too — compare take-home pay between Ohio and Minnesota on TaxTakeHome.com

Similar cost to Chisago City, MN

Other cities in a similar price range

Want to compare different cities?

New Comparison