Is Springfield, MO cheaper than Joliet, IL?

Based on cost of living data, Springfield, MO is 12.3% cheaper than Joliet, IL. This translates to saving $922 per month.

What salary do I need in Springfield, MO to live like I do in Joliet, IL?

If you earn $150,000 in Joliet, IL, you'd need approximately $138,934.786 in Springfield, MO to maintain the same standard of living.

How does housing cost compare between Joliet, IL and Springfield, MO?

Housing in Springfield, MO is 27.7% cheaper than in Joliet, IL. For a two-bedroom apartment, rent is $913/month in Springfield, MO compared to $1,253/month in Joliet, IL.

How much can I save per month by moving from Joliet, IL to Springfield, MO?

Moving from Joliet, IL to Springfield, MO could save you approximately $922 per month, or $11065 per year, based on a $150,000 salary.

Joliet, IL vs Springfield, MO: Cost of Living Comparison 2026

Tap to swap

Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

Current salary in Joliet, IL

Numbers update automatically as you type

You'd save $922/month moving to Springfield, MO

$150.0K in your current city equals $138.9K in Springfield, MO

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area

Overall Cost

↓ 12.3%

Less expensive

Monthly Impact

$922

Savings

Annual Impact

$11.1K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Joliet, IL

Population:150K

Cost Index:

100

100 = national average

Median Home:$205K

Springfield, MO

Population:170K

Cost Index:

(12% below avg)

Median Home:$226K

Joliet, IL

The Prairie State

150K

Population

State Tax

Yes

Located in Illinois, this city has a population of 150K residents.

Springfield, MO

The Show-Me State

170K

Population

State Tax

Yes

Located in Missouri, this city has a population of 170K residents.

Cost Breakdown by Category

Annual spending: Joliet, IL vs Springfield, MO

Category	Joliet, IL	Springfield, MO	Difference	Change
Housing	$2,558/mo	$1,850/mo	↓ $708less	27.7%
Transportation	$1,557/mo	$1,187/mo	↓ $370less	23.8%
Other	$1,629/mo	$1,569/mo	↓ $60.04less	3.7%
Groceries	$991/mo	$938/mo	↓ $52.86less	5.3%
All Utilities	$500/mo	$529/mo	↑ $29.38more	5.9%
Healthcare	$573/mo	$600/mo	↑ $27.34more	4.8%

Housing

↓ 27.7%

Joliet, IL

$2,558

Springfield, MO

$1,850

Difference

$708

less

Transportation

↓ 23.8%

Joliet, IL

$1,557

Springfield, MO

$1,187

Difference

$370

less

Other

↓ 3.7%

Joliet, IL

$1,629

Springfield, MO

$1,569

Difference

$60.04

less

Groceries

↓ 5.3%

Joliet, IL

$991

Springfield, MO

$938

Difference

$52.86

less

All Utilities

↑ 5.9%

Joliet, IL

$500

Springfield, MO

$529

Difference

$29.38

Healthcare

↑ 4.8%

Joliet, IL

$573

Springfield, MO

$600

Difference

$27.34

🏠Rent Comparison

Studio

From$1,040

To$730

↓ $310

1 Bed

From$1,111

To$739

↓ $372

2 Bed

From$1,253

To$913

↓ $340

3 Bed

From$1,615

To$1,245

↓ $370

Joliet, ILZIP-level data

1BR range: $1,380–$1,610/mo

Springfield, MOZIP-level data

1BR range: $790–$1,020/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,807

Monthly in Joliet, IL

$6,673

Monthly in Springfield, MO

$1,135

Difference

Home Values

Joliet

Springfield

$205K

Median Value

$226K

↓ -0.9%

YoY Change

↑ +1.2%

↑ +36.7%

5-Year Change

↑ +44.6%

$198K - $339K

Price Range

$132K - $434K

Homes in Springfield are 10% more expensive than Joliet

Calculate payment - Joliet Calculate payment - Springfield

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↓ $504

More taxes

Monthly Difference

$42.00

Less take-home

Effective Rate Diff

0.3%

Rate difference

Joliet, IL

Federal Income Tax

Effective: 18.9%

$25.5K

Illinois State Tax

Effective: 5.0%

$7.4K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 29.6%

$44.4K

Take-Home Pay

$8,797/month

$105.6K

Springfield, MO

Federal Income Tax

Effective: 18.9%

$25.5K

Missouri State Tax

Effective: 5.3%

$7.9K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 30.0%

$44.9K

Take-Home Pay

$8,755/month

$105.1K

Additional Tax Information

Joliet, IL Tax Rates

Sales Tax:8.8%

Property Tax:2.2%

Springfield, MO Tax Rates

Sales Tax:8.2%

Property Tax:1.0%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.