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Cost of Living Comparison 2026

Data: HUD rent estimates, BLS cost of living

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You'd save $1.1K/month moving to Warren, MI

$150.0K in your current city equals $136.4K in Warren, MI

Rent data from HUD ZIP-level estimates · COL index from Chicago-Naperville-Elgin, IL-IN-WI area
Overall Cost
15.1%
Less expensive
Monthly Impact
$1,133
Savings
Annual Impact
$13.6K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Joliet, IL

Population:150K
Cost Index:
100
100 = national average
Median Home:$205K

Warren, MI

Population:137K
Cost Index:
85
(15% below avg)
Median Home:$183K

Joliet, IL

The Prairie State

150K
Population
State Tax
Yes

Located in Illinois, this city has a population of 150K residents.

Warren, MI

The Great Lakes State

137K
Population
State Tax
Yes

Located in Michigan, this city has a population of 137K residents.

Cost Breakdown by Category

Annual spending: Joliet, IL vs Warren, MI

Housing
47.0%
Joliet, IL
$2,558
Warren, MI
$1,356
Difference
$1,202
less
Groceries
5.8%
Joliet, IL
$991
Warren, MI
$933
Difference
$57.60
less
All Utilities
9.6%
Joliet, IL
$500
Warren, MI
$548
Difference
$48.19
more
Transportation
2.5%
Joliet, IL
$1,557
Warren, MI
$1,518
Difference
$38.95
less
Healthcare
3.2%
Joliet, IL
$573
Warren, MI
$554
Difference
$18.33
less
Other
0.7%
Joliet, IL
$1,629
Warren, MI
$1,618
Difference
$11.15
less

🏠Rent Comparison

Studio
From$1,040
To$834
$206
1 Bed
From$1,111
To$932
$179
2 Bed
From$1,253
To$1,171
$82.00
3 Bed
From$1,615
To$1,429
$186
Joliet, ILZIP-level data

1BR range: $1,380$1,610/mo

Warren, MIZIP-level data

1BR range: $1,060$1,170/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,807
Monthly in Joliet, IL
$6,528
Monthly in Warren, MI
$1,279
Difference

Home Values

Joliet
Warren
$205K
Median Value
$183K
↓ -0.9%
YoY Change
↑ +1.6%
↑ +36.7%
5-Year Change
↑ +37.5%
$198K - $339K
Price Range
$124K - $235K

Homes in Warren are 11% less expensive than Joliet

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
$1.1K
Per year
Monthly Difference
$87.50
More take-home
Effective Rate Diff
0.7%
Rate difference

Joliet, IL

Federal Income Tax
Effective: 18.9%
$25.5K
Illinois State Tax
Effective: 5.0%
$7.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 29.6%
$44.4K
Take-Home Pay
$8,797/month
$105.6K

Warren, MI

Federal Income Tax
Effective: 18.9%
$25.5K
Michigan State Tax
Effective: 4.3%
$6.4K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 28.9%
$43.4K
Take-Home Pay
$8,884/month
$106.6K

Additional Tax Information

Joliet, IL Tax Rates

Sales Tax:8.8%
Property Tax:2.2%

Warren, MI Tax Rates

Sales Tax:6.0%
Property Tax:1.4%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Joliet
Warren
54 Moderate
Air Quality
55 Moderate
35.8%
Good Air Days
32.8%
100 Very High
Climate Risk
99 High
🌊🌡🫨
Top Hazards
🌊🌡🌪
+3.2°F
2050 Outlook
+3.1°F
18 days
Heat Days >95°F
10 days
+3.2°F
2050 Outlook
+3.1°F
18 days
Heat Days >95°F
10 days

💰 See how taxes change too — compare take-home pay between Illinois and Michigan on TaxTakeHome.com

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