Is Nashville, TN cheaper than Kahului, HI?

Based on cost of living data, Nashville, TN is 3.0% cheaper than Kahului, HI. This translates to saving $223 per month.

What salary do I need in Nashville, TN to live like I do in Kahului, HI?

If you earn $150,000 in Kahului, HI, you'd need approximately $147,329.251 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Kahului, HI and Nashville, TN?

Housing in Nashville, TN is 30.9% cheaper than in Kahului, HI. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $1,356/month in Kahului, HI.

How much can I save per month by moving from Kahului, HI to Nashville, TN?

Moving from Kahului, HI to Nashville, TN could save you approximately $223 per month, or $2671 per year, based on a $150,000 salary.

Kahului, HI vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Kahului, HI — COL adjusted from Honolulu, HI area + state data

Current salary in Kahului, HI

Numbers update automatically as you type

You'd save $223/month moving to Nashville, TN

$150.0K in your current city equals $147.3K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 3.0%

Less expensive

Monthly Impact

$223

Savings

Annual Impact

$2.7K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kahului, HI

Population:28K

Cost Index:100

Median Home:$657K

Nashville, TN

Population:689K

Cost Index:97

Median Home:$489K

Kahului, HI

The Aloha State

28K

Population

State Tax

Yes

Located in Hawaii, this city has a population of 28K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Kahului, HI vs Nashville, TN

Category	Kahului, HI	Nashville, TN	Difference	Change
🏠Housing	$3,833/mo	$2,651/mo	↓ $1,183less	30.9%
📦Other	$1,068/mo	$1,942/mo	↑ $874more	81.8%
🛒Groceries	$1,238/mo	$949/mo	↓ $288less	23.3%
🚗Transportation	$1,007/mo	$1,284/mo	↑ $277more	27.5%
⚡All Utilities	$685/mo	$519/mo	↓ $166less	24.2%
🏥Healthcare	$524/mo	$607/mo	↑ $83.37more	15.9%

🏠Housing

↓ 30.9%

Kahului, HI

$3,833

Nashville, TN

$2,651

Difference

$1,183

less

📦Other

↑ 81.8%

Kahului, HI

$1,068

Nashville, TN

$1,942

Difference

$874

🛒Groceries

↓ 23.3%

Kahului, HI

$1,238

Nashville, TN

$949

Difference

$288

less

🚗Transportation

↑ 27.5%

Kahului, HI

$1,007

Nashville, TN

$1,284

Difference

$277

⚡All Utilities

↓ 24.2%

Kahului, HI

$685

Nashville, TN

$519

Difference

$166

less

🏥Healthcare

↑ 15.9%

Kahului, HI

$524

Nashville, TN

$607

Difference

$83.37

🏠Rent Comparison

Studio

From$865

To$1,600

↑ $735

1 Bed

From$1,029

To$1,680

↑ $651

2 Bed

From$1,356

To$1,840

↑ $484

3 Bed

From$1,964

To$2,350

↑ $386

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$8,354

Monthly in Kahului, HI

$7,952

Monthly in Nashville, TN

$402

Difference

Home Values

Kahului

Nashville

Median Value

$489K

YoY Change

↓ -2.1%

5-Year Change

↑ +32.1%

Price Range

$320K - $1.16M

Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $11.6K

Per year

Monthly Difference

$969

More take-home

Effective Rate Diff

7.8%

Rate difference

Kahului, HI

Federal Income Tax

Effective: 18.9%

$25.5K

Hawaii State Tax

Effective: 7.8%

$11.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 32.4%

$48.6K

Take-Home Pay

$8,446/month

$101.4K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Kahului, HI Tax Rates

Sales Tax:4.5%

Property Tax:0.3%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.