Is Nashville, TN cheaper than Kailua CDP (Honolulu County), HI?

Based on cost of living data, Nashville, TN is 44.0% cheaper than Kailua CDP (Honolulu County), HI. This translates to saving $3301 per month.

What salary do I need in Nashville, TN to live like I do in Kailua CDP (Honolulu County), HI?

If you earn $150,000 in Kailua CDP (Honolulu County), HI, you'd need approximately $110,393.689 in Nashville, TN to maintain the same standard of living.

How does housing cost compare between Kailua CDP (Honolulu County), HI and Nashville, TN?

Housing in Nashville, TN is 60.1% cheaper than in Kailua CDP (Honolulu County), HI. For a two-bedroom apartment, rent is $1,840/month in Nashville, TN compared to $2,349/month in Kailua CDP (Honolulu County), HI.

How much can I save per month by moving from Kailua CDP (Honolulu County), HI to Nashville, TN?

Moving from Kailua CDP (Honolulu County), HI to Nashville, TN could save you approximately $3301 per month, or $39606 per year, based on a $150,000 salary.

Kailua CDP (Honolulu County), HI vs Nashville, TN: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Kailua CDP (Honolulu County), HI — COL adjusted from Honolulu, HI area + state data

Current salary in Kailua CDP (Honolulu County), HI

Numbers update automatically as you type

You'd save $3.3K/month moving to Nashville, TN

$150.0K in your current city equals $110.4K in Nashville, TN

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 44.0%

Less expensive

Monthly Impact

$3,301

Savings

Annual Impact

$39.6K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kailua CDP (Honolulu County), HI

Population:41K

Cost Index:100

Median Home:$657K

Nashville, TN

Population:689K

Cost Index:56

Median Home:$489K

Kailua CDP (Honolulu County), HI

The Aloha State

41K

Population

State Tax

Yes

Located in Hawaii, this city has a population of 41K residents.

Nashville, TN

The Volunteer State

689K

Population

State Tax

No Income Tax

Climate

Humid subtropical

Notable Facts

•Music City USA
•Country music capital
•Healthcare industry hub

Major Industries

Music IndustryHealthcareTourismFinance

Cost Breakdown by Category

Annual spending: Kailua CDP (Honolulu County), HI vs Nashville, TN

Category	Kailua CDP (Honolulu County), HI	Nashville, TN	Difference	Change
🏠Housing	$6,643/mo	$2,651/mo	↓ $3,992less	60.1%
🛒Groceries	$1,629/mo	$949/mo	↓ $680less	41.7%
🚗Transportation	$1,745/mo	$1,284/mo	↓ $461less	26.4%
⚡All Utilities	$902/mo	$519/mo	↓ $382less	42.4%
📦Other	$1,851/mo	$1,942/mo	↑ $91.04more	4.9%
🏥Healthcare	$690/mo	$607/mo	↓ $82.38less	11.9%

🏠Housing

↓ 60.1%

Kailua CDP (Honolulu County), HI

$6,643

Nashville, TN

$2,651

Difference

$3,992

less

🛒Groceries

↓ 41.7%

Kailua CDP (Honolulu County), HI

$1,629

Nashville, TN

$949

Difference

$680

less

🚗Transportation

↓ 26.4%

Kailua CDP (Honolulu County), HI

$1,745

Nashville, TN

$1,284

Difference

$461

less

⚡All Utilities

↓ 42.4%

Kailua CDP (Honolulu County), HI

$902

Nashville, TN

$519

Difference

$382

less

📦Other

↑ 4.9%

Kailua CDP (Honolulu County), HI

$1,851

Nashville, TN

$1,942

Difference

$91.04

🏥Healthcare

↓ 11.9%

Kailua CDP (Honolulu County), HI

$690

Nashville, TN

$607

Difference

$82.38

less

🏠Rent Comparison

Studio

From$1,499

To$1,600

↑ $101

1 Bed

From$1,782

To$1,680

↓ $102

2 Bed

From$2,349

To$1,840

↓ $509

3 Bed

From$3,403

To$2,350

↓ $1,053

Nashville, TNZIP-level data

1BR range: $1,320–$2,230/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,459

Monthly in Kailua CDP (Honolulu County), HI

$7,952

Monthly in Nashville, TN

$5,507

Difference

Home Values

Kailua CDP (Honolulu County)

Nashville

Median Value

$489K

YoY Change

↓ -2.1%

5-Year Change

↑ +32.1%

Price Range

$320K - $1.16M

Calculate payment - Nashville

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $11.6K

Per year

Monthly Difference

$969

More take-home

Effective Rate Diff

7.8%

Rate difference

Kailua CDP (Honolulu County), HI

Federal Income Tax

Effective: 18.9%

$25.5K

Hawaii State Tax

Effective: 7.8%

$11.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 32.4%

$48.6K

Take-Home Pay

$8,446/month

$101.4K

Nashville, TN

Federal Income Tax

Effective: 18.9%

$25.5K

Tennessee State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Kailua CDP (Honolulu County), HI Tax Rates

Sales Tax:4.5%

Property Tax:0.3%

Nashville, TN Tax Rates

Sales Tax:9.5%

Property Tax:0.7%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.