Is San Antonio, TX cheaper than Kailua CDP (Honolulu County), HI?

Based on cost of living data, San Antonio, TX is 50.5% cheaper than Kailua CDP (Honolulu County), HI. This translates to saving $3790 per month.

What salary do I need in San Antonio, TX to live like I do in Kailua CDP (Honolulu County), HI?

If you earn $150,000 in Kailua CDP (Honolulu County), HI, you'd need approximately $104,522.58 in San Antonio, TX to maintain the same standard of living.

How does housing cost compare between Kailua CDP (Honolulu County), HI and San Antonio, TX?

Housing in San Antonio, TX is 68.4% cheaper than in Kailua CDP (Honolulu County), HI. For a two-bedroom apartment, rent is $1,470/month in San Antonio, TX compared to $2,349/month in Kailua CDP (Honolulu County), HI.

How much can I save per month by moving from Kailua CDP (Honolulu County), HI to San Antonio, TX?

Moving from Kailua CDP (Honolulu County), HI to San Antonio, TX could save you approximately $3790 per month, or $45477 per year, based on a $150,000 salary.

Kailua CDP (Honolulu County), HI vs San Antonio, TX: Cost of Living Comparison 2026

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Cost of Living Comparison 2026

📍 Kailua CDP (Honolulu County), HI — COL adjusted from Honolulu, HI area + state data

Current salary in Kailua CDP (Honolulu County), HI

Numbers update automatically as you type

You'd save $3.8K/month moving to San Antonio, TX

$150.0K in your current city equals $104.5K in San Antonio, TX

Rent data from HUD ZIP-level estimates · COL index from area

Overall Cost

↓ 50.5%

Less expensive

Monthly Impact

$3,790

Savings

Annual Impact

$45.5K

Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kailua CDP (Honolulu County), HI

Population:41K

Cost Index:100

Median Home:$657K

San Antonio, TX

Population:1547K

Cost Index:49

Median Home:$215K

Kailua CDP (Honolulu County), HI

The Aloha State

41K

Population

State Tax

Yes

Located in Hawaii, this city has a population of 41K residents.

San Antonio, TX

The Lone Star State

1.5M

Population

State Tax

No Income Tax

Located in Texas, this city has a population of 1.5M residents.

💡 Advantage: Texas has no state income tax!

Cost Breakdown by Category

Annual spending: Kailua CDP (Honolulu County), HI vs San Antonio, TX

Category	Kailua CDP (Honolulu County), HI	San Antonio, TX	Difference	Change
🏠Housing	$6,643/mo	$2,100/mo	↓ $4,543less	68.4%
🛒Groceries	$1,629/mo	$913/mo	↓ $716less	43.9%
🚗Transportation	$1,745/mo	$1,287/mo	↓ $458less	26.2%
⚡All Utilities	$902/mo	$496/mo	↓ $406less	45.0%
📦Other	$1,851/mo	$1,647/mo	↓ $204less	11.0%
🏥Healthcare	$690/mo	$527/mo	↓ $163less	23.6%

🏠Housing

↓ 68.4%

Kailua CDP (Honolulu County), HI

$6,643

San Antonio, TX

$2,100

Difference

$4,543

less

🛒Groceries

↓ 43.9%

Kailua CDP (Honolulu County), HI

$1,629

San Antonio, TX

$913

Difference

$716

less

🚗Transportation

↓ 26.2%

Kailua CDP (Honolulu County), HI

$1,745

San Antonio, TX

$1,287

Difference

$458

less

⚡All Utilities

↓ 45.0%

Kailua CDP (Honolulu County), HI

$902

San Antonio, TX

$496

Difference

$406

less

📦Other

↓ 11.0%

Kailua CDP (Honolulu County), HI

$1,851

San Antonio, TX

$1,647

Difference

$204

less

🏥Healthcare

↓ 23.6%

Kailua CDP (Honolulu County), HI

$690

San Antonio, TX

$527

Difference

$163

less

🏠Rent Comparison

Studio

From$1,499

To$1,110

↓ $389

1 Bed

From$1,782

To$1,210

↓ $572

2 Bed

From$2,349

To$1,470

↓ $879

3 Bed

From$3,403

To$1,890

↓ $1,513

San Antonio, TXZIP-level data

1BR range: $840–$1,770/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$13,459

Monthly in Kailua CDP (Honolulu County), HI

$6,969

Monthly in San Antonio, TX

$6,489

Difference

Home Values

Kailua CDP (Honolulu County)

San Antonio

Median Value

$215K

YoY Change

↓ -2.9%

5-Year Change

↑ +16.7%

Price Range

$107K - $905K

Calculate payment - San Antonio

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings

↑ $11.6K

Per year

Monthly Difference

$969

More take-home

Effective Rate Diff

7.8%

Rate difference

Kailua CDP (Honolulu County), HI

Federal Income Tax

Effective: 18.9%

$25.5K

Hawaii State Tax

Effective: 7.8%

$11.6K

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 32.4%

$48.6K

Take-Home Pay

$8,446/month

$101.4K

San Antonio, TX

Federal Income Tax

Effective: 18.9%

$25.5K

Texas State Tax

No state income tax

FICA Taxes

Social Security + Medicare

$11.5K

Total Taxes

Effective: 24.7%

$37.0K

Take-Home Pay

$9,416/month

$113.0K

Additional Tax Information

Kailua CDP (Honolulu County), HI Tax Rates

Sales Tax:4.5%

Property Tax:0.3%

San Antonio, TX Tax Rates

Sales Tax:8.2%

Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.