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Cost of Living Comparison 2026

📍 Kalispell, MT — COL adjusted from Spokane, WA area + state data

$

Numbers update automatically as you type

You'd spend $1.4K/month more in Austin, TX

$150.0K in your current city equals $167.0K in Austin, TX

Rent data from HUD ZIP-level estimates · COL index from area
Overall Cost
↑ 18.9%
More expensive
Monthly Impact
$1,417
Extra cost
Annual Impact
$17.0K
Per year

Based on monthly living costs (rent, groceries, utilities, transport, healthcare). Home purchase prices shown separately below.

Kalispell, MT

Population:30K
Cost Index:100
Median Home:$385K

Austin, TX

Population:979K
Cost Index:119
Median Home:$558K

Kalispell, MT

The Treasure State

30K
Population
State Tax
Yes

Located in Montana, this city has a population of 30K residents.

Austin, TX

The Lone Star State

979K
Population
State Tax
No Income Tax
Climate
Humid subtropical

Notable Facts

  • •Live music capital
  • •Major tech hub
  • •SXSW festival city

Major Industries

TechnologyMusic IndustryEducationGovernment

Cost Breakdown by Category

Annual spending: Kalispell, MT vs Austin, TX

🏠Housing
↑ 52.0%
Kalispell, MT
$1,898
Austin, TX
$2,885
Difference
$986
more
🚗Transportation
↓ 25.8%
Kalispell, MT
$1,732
Austin, TX
$1,284
Difference
$448
less
📦Other
↑ 24.0%
Kalispell, MT
$1,404
Austin, TX
$1,741
Difference
$336
more
🏥Healthcare
↓ 25.2%
Kalispell, MT
$787
Austin, TX
$589
Difference
$198
less
⚡All Utilities
↑ 17.8%
Kalispell, MT
$459
Austin, TX
$541
Difference
$81.76
more
🛒Groceries
↓ 6.9%
Kalispell, MT
$1,031
Austin, TX
$959
Difference
$71.30
less

🏠Rent Comparison

Studio
From$620
To$1,585
↑ $965
1 Bed
From$736
To$1,685
↑ $949
2 Bed
From$930
To$1,995
↑ $1,065
3 Bed
From$1,318
To$2,525
↑ $1,207
Austin, TXZIP-level data

1BR range: $1,490–$2,350/mo

💡 Note: Rent prices are based on HUD Fair Market Rent data and represent median costs. Actual prices vary by neighborhood, amenities, and condition. Source: HUD Small Area Fair Market Rents FY2026.

$7,311
Monthly in Kalispell, MT
$7,998
Monthly in Austin, TX
$687
Difference

Home Values

Kalispell
Austin
-
Median Value
$558K
-
YoY Change
↓ -5%
-
5-Year Change
↑ +12.6%
-
Price Range
$272K - $1.26M
Calculate payment - Austin

Source: Zillow Home Value Index (ZHVI), January 2026

Tax Comparison

Annual tax burden comparison at $150.0K salary

Tax Savings
↑ $9.6K
Per year
Monthly Difference
$797
More take-home
Effective Rate Diff
6.4%
Rate difference

Kalispell, MT

Federal Income Tax
Effective: 18.9%
$25.5K
Montana State Tax
Effective: 6.4%
$9.6K
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 31.1%
$46.6K
Take-Home Pay
$8,618/month
$103.4K

Austin, TX

Federal Income Tax
Effective: 18.9%
$25.5K
Texas State Tax
No state income tax
$0
FICA Taxes
Social Security + Medicare
$11.5K
Total Taxes
Effective: 24.7%
$37.0K
Take-Home Pay
$9,416/month
$113.0K

Additional Tax Information

Kalispell, MT Tax Rates

Sales Tax:0.0%
Property Tax:0.8%

Austin, TX Tax Rates

Sales Tax:8.2%
Property Tax:1.8%

💡 Note: Tax calculations are estimates based on 2024/2025 tax brackets for single filers with standard deduction. Actual taxes may vary based on filing status, deductions, credits, and local variations.

Environment

Kalispell
Austin
38 Good
Air Quality
52 Moderate
76.5%
Good Air Days
42.6%
90 Moderate
Climate Risk
98 High
💨
Top Hazards
🌊🌡🌪
▲+3.0°F
2050 Outlook
▲+2.5°F
23 days
Heat Days >95°F
98 days
▲+3.0°F
2050 Outlook
▲+2.5°F
23 days
Heat Days >95°F
98 days

💰 See how taxes change too — compare take-home pay between Montana and Texas on TaxTakeHome.com

Similar cost to Austin, TX

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